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Financing available

$475,000

321 Micco Lane, Fate, TX 75087

4
beds: 2.5
baths: 2,837
sqft

Est. with seller financing: $4,715/mo

Single-family
Built in 2019
8,407 sq ft lot
$167/sqft
$66/mo HOA
Rockwall County

Interested in this home?

Seller financing is available to qualified buyers.

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About this home

Built by First Texas Homes, this stunning 4-bedroom, 3-bath home offers an exceptional open floor plan designed for comfortable living and entertaining. The gourmet chef’s kitchen features custom cabinetry, stainless steel appliances, double wall ovens, and a convenient butler’s pantry. The dramatic curved staircase adds an impressive touch to the main living space. The primary suite and an additional bedroom are located downstairs, while upstairs features two bedrooms, a spacious game room overlooking the family room, and a media room with a dry bar and pre-wiring for a home theater. Enjoy the premium lot, extended covered patio with ceiling fans, and outdoor fireplace. A truly exceptional home with space, style, and features for everyone!

Facts & features

Interior

Features

Built In Features
Cathedral Ceilings
Dry Bar
Decorative Designer Lighting Fixtures
Double Vanity
Eat In Kitchen
Granite Counters
High Speed Internet
Kitchen Island
Open Floorplan
Cable Tv

Heating & cooling

Heating: Central, Natural Gas
Cooling: Central Air, Electric

Flooring

Ceramic Tile
Engineered Hardwood

Appliances

Gas Cooktop
Disposal
Microwave
Tankless Water Heater

Fireplace

Fireplaces: 1
Gas Log
Gas Starter
Heatilator
Stone

Exterior & lot

Construction

Style: Detached
Stories: 2
Roof: Composition, Shingle
Foundation: Slab
Materials: Brick

Parking

Garage spaces: 2
Driveway
Garage Faces Front
Garage
Garage Door Opener

Community

Neighborhood

Subdivision: Woodcreek

HOA

Woodcreek Fate HOA

Schools

District: Rockwall ISD
Elementary: Billie Stevenson
Middle: Herman E Utley
High: Rockwall

Financial & listing details

Listing

Price per sq ft: $167
County: Rockwall
Financing: Financing available from HFP, powered by Doorly

Estimated payment with seller financing

Est. seller-financed payment

$4,715/mo

Down payment10% ($47,500)10%20%

Check Your Financing Options

Principal & interest: $3,440/mo
Property taxes: $987/mo
Homeowners insurance (est.): $222/mo
HOA dues: $66/mo

Loan amount: $427,500
Seller financing rate (est.): 9.00%
Term: 30-year fixed

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This estimate uses our seller financing program's rate. Taxes are from listing data and insurance is estimated. Your actual payment may be higher. Estimate only. Your final rate, payment, and terms are based on approval. This is not a commitment to lend.

Location

Love this home?Let's find a way to make it yours.

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A traditional mortgage isn't the only way to buy a home.

If you're self-employed, have a lower credit score, use an ITIN, or have been turned down for a mortgage, you may have another option.

Our financing program has different qualification guidelines for eligible buyers. Check your options before you rule out this home.

Available to qualified buyers from HFP, powered by Doorly, only on this site. The seller and listing agent are not affiliated with HFP and cannot offer this program directly. All financing is subject to underwriting, eligibility, program guidelines, and approval.

Check Your Financing Options

How our financing program works

1
Get qualified
Answer a few quick questions and see the down payment you'd need. It takes about a minute and doesn't pull your credit.
2
Make it your home
Once you're approved, our lending partner buys the home from the seller at closing. The seller is paid in full and never carries a loan.
3
Own it
It resells the home to you at the same closing, with financing, so the title is in your name.

This is different from traditional seller financing, where the seller lends you the money. See the full requirements

Listing courtesy of Cesar Beza, Compass RE Texas, LLC. · MLS #21393854 · 214-814-8100

Listing information provided by North Texas Real Estate Information Systems (NTREIS) through IDX. MLS status: Active (available for sale). Information is deemed reliable but not guaranteed and should be independently verified. NTREIS data is for viewing on this site only and may not be reproduced or redistributed. Last updated Oct 9, 2026.