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Financing available

$859,000

3407 Sky Ridge Lane, Melissa, TX 75454

5
beds
5
baths
3,730
sqft

Est. with seller financing: $8,308/mo

  • Single-family
  • Built in 2026
  • 8,407 sq ft lot
  • $230/sqft
  • $75/mo HOA
  • Collin County

Interested in this home?

Seller financing is available to qualified buyers.

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About this home

Welcome home to 3407 Sky Ridge Lane, a stunning 5-bedroom, 5-bathroom, 3,730 sq ft residence in The Dawn at Sky Ridge — where modern design meets engineered resilience. Zoned to Melissa ISD. Built different from the ground up: professionally engineered cold-formed steel framing (100% American recycled steel). This home earns a 59 HERS Index Score and is 41% more energy efficient than conventional construction, plus mold, termite, catastrophic wind & fire resistant, with zero-VOC finishes throughout. The chef's kitchen shines with KitchenAid appliances, a 36inch five-burner gas cooktop, stacked built-in oven-microwave, and a quartz waterfall island with undermount sink & dishwasher. Soft-close, concealed-hinge cabinetry throughout. Retreat to the primary suites freestanding soaking tub and frameless glass shower with tile surround, plus a modern floating quartz vanity. Five generously sized bedrooms offer room for it all, a serene primary retreat, private guest suites, a home office, or a playroom that grows with you. Secondary and en suite baths offer the same elevated finishes. Additional features: 18 SEER 2-zone Lennox HVAC with dehumidifier, tankless water heater, custom 4'x8' iron front door with keypad entry, Wi-Fi garage opener, electric fireplace, tempered glass stair balcony, and a fully sodded, irrigated yard with 8' privacy fence.

Facts & features

Interior

Features

  • High Speed Internet
  • Kitchen Island
  • Pantry
  • Walk In Closets
  • Air Filtration

Heating & cooling

  • Heating: Energy Star Acca Rsi Qualified Installation, Energy Star Qualified Equipment, Fireplaces, Heat Pump
  • Cooling: Central Air, Ceiling Fans, Energy Star Qualified Equipment, Humidity Control, Heat Pump, Zoned

Flooring

  • Luxury Vinyl Plank

Appliances

  • Some Gas Appliances
  • Dishwasher
  • Gas Cooktop
  • Disposal
  • Plumbed For Gas
  • Refrigerator
  • Tankless Water Heater
  • Vented Exhaust Fan

Fireplace

  • Fireplaces: 2
  • Electric

Laundry

  • Washer Hookup
  • Electric Dryer Hookup

Exterior & lot

Features

  • Private Yard
  • Uncovered Courtyard

Construction

  • Style: Mid Century Modern, Prairie, Detached
  • Stories: 2
  • Roof: Composition
  • Foundation: Slab
  • Materials: Fiber Cement, Steel Siding

Parking

  • Garage spaces: 2
  • Door Single

Lot

  • Back Yard
  • Interior Lot
  • Lawn
  • Subdivision
  • Sprinkler System
  • Few Trees

Community

Neighborhood

  • Subdivision: Sky Ridge Addition

HOA

  • Secure Association Management

Schools

  • District: Melissa ISD
  • Elementary: Harry Mckillop
  • Middle: Melissa
  • High: Melissa

Financial & listing details

Listing

  • Price per sq ft: $230
  • County: Collin
  • Financing: Financing available from HFP, powered by Doorly

Estimated payment with seller financing

Est. seller-financed payment

$8,308/mo

Principal & interest
$6,221/mo
Property taxes (est.)
$1,611/mo
Homeowners insurance (est.)
$401/mo
HOA dues
$75/mo
Loan amount
$773,100
Seller financing rate (est.)
9.00%
Term
30-year fixed
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This estimate uses our seller financing program's rate. Taxes are estimated at 2.25% of the price because this listing has no full-year tax amount (common for new construction); actual taxes may differ and insurance is estimated. Your actual payment may be higher. Estimate only. Your final rate, payment, and terms are based on approval. This is not a commitment to lend.

Location

Love this home?Let's find a way to make it yours.

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A traditional mortgage isn't the only way to buy a home.

If you're self-employed, have a lower credit score, use an ITIN, or have been turned down for a mortgage, you may have another option.

Our financing program has different qualification guidelines for eligible buyers. Check your options before you rule out this home.

Available to qualified buyers from HFP, powered by Doorly, only on this site. The seller and listing agent are not affiliated with HFP and cannot offer this program directly. All financing is subject to underwriting, eligibility, program guidelines, and approval.

Check Your Financing Options

How our financing program works

  1. 1

    Get qualified

    Answer a few quick questions and see the down payment you'd need. It takes about a minute and doesn't pull your credit.

  2. 2

    Make it your home

    Once you're approved, our lending partner buys the home from the seller at closing. The seller is paid in full and never carries a loan.

  3. 3

    Own it

    It resells the home to you at the same closing, with financing, so the title is in your name.

This is different from traditional seller financing, where the seller lends you the money. See the full requirements

Listing courtesy of Ben Caballero, HomesUSA.com · MLS #21222082 · 888-872-6006

Listing information provided by North Texas Real Estate Information Systems (NTREIS) through IDX. MLS status: Active (available for sale). Information is deemed reliable but not guaranteed and should be independently verified. NTREIS data is for viewing on this site only and may not be reproduced or redistributed. Last updated Oct 9, 2026.

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