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Financing available

$440,000

3816 Ironbark Way, McKinney, TX 75071

4
beds: 2
baths: 2,049
sqft

Est. with seller financing: $4,289/mo

Single-family
Built in 2020
5,881 sq ft lot
$215/sqft
$73/mo HOA
Collin County

Interested in this home?

Seller financing is available to qualified buyers.

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About this home

NEW PRICE + RATE BUYDOWN & 1 YR HOME WARRANTY • 2020 Drees Custom One-Story • 4 Beds + Office • Timber Creek • Real Hardwood Flooring -- Discover exceptional one-story living in this beautifully maintained 2020 Drees Custom Home in McKinney's desirable Timber Creek neighborhood. The popular Cunningham floor plan offers 4 bedrooms + dedicated home office or flexible dining room, 2 full baths, real hardwood flooring, 10-foot ceilings, and an open-concept layout. The kitchen features granite countertops and includes all appliances. The spacious primary suite offers an oversized shower and generous walk-in closet. Enjoy smart home features, a tankless water heater, energy-efficient systems, covered patio, and spacious backyard. Timber Creek amenities include a pool, fire pit, playground, fishing pond, gazebo, and approximately 25 miles of scenic walking trails. Located in McKinney ISD and zoned to Naomi Press Elementary, Johnson Middle School, and McKinney North High School. Conveniently located near US-75 Central Expressway, shopping, dining, and entertainment. A fantastic opportunity to own a newer Drees Custom Home with a new price and potential rate buydown!

Facts & features

Interior

Features

Chandelier
Decorative Designer Lighting Fixtures
Double Vanity
Eat In Kitchen
Granite Counters
Kitchen Island
Open Floorplan
Pantry
Smart Home
Cable Tv
Wired For Data
Walk In Closets
Wired For Sound

Heating & cooling

Heating: Central, Energy Star Qualified Equipment, Fireplaces, Zoned
Cooling: Central Air, Ceiling Fans, Energy Star Qualified Equipment, Zoned

Flooring

Carpet
Hardwood
Tile

Appliances

Some Gas Appliances
Dryer
Dishwasher
Gas Cooktop
Disposal
Microwave
Plumbed For Gas
Refrigerator
Tankless Water Heater
Vented Exhaust Fan
Washer

Fireplace

Fireplaces: 1
Gas Log
Masonry

Laundry

Washer Hookup
Electric Dryer Hookup
Laundry In Utility Room

Exterior & lot

Features

Private Yard

Construction

Style: Detached
Stories: 1
Roof: Composition
Foundation: Slab
Materials: Brick

Parking

Garage spaces: 2
Door Multi
Driveway

Lot

Interior Lot

Community

Neighborhood

Subdivision: Timber Creek

HOA

Neighborhood Management Inc

Schools

District: McKinney ISD
Elementary: Naomi Press
Middle: Johnson
High: McKinney North

Financial & listing details

Listing

Price per sq ft: $215
County: Collin
Financing: Financing available from HFP, powered by Doorly

Estimated payment with seller financing

Est. seller-financed payment

$4,289/mo

Down payment10% ($44,000)10%20%

Check Your Financing Options

Principal & interest: $3,186/mo
Property taxes (est.): $825/mo
Homeowners insurance (est.): $205/mo
HOA dues: $73/mo

Loan amount: $396,000
Seller financing rate (est.): 9.00%
Term: 30-year fixed

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This estimate uses our seller financing program's rate. Taxes are estimated at 2.25% of the price because this listing has no full-year tax amount (common for new construction); actual taxes may differ and insurance is estimated. Your actual payment may be higher. Estimate only. Your final rate, payment, and terms are based on approval. This is not a commitment to lend.

Location

Love this home?Let's find a way to make it yours.

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A traditional mortgage isn't the only way to buy a home.

If you're self-employed, have a lower credit score, use an ITIN, or have been turned down for a mortgage, you may have another option.

Our financing program has different qualification guidelines for eligible buyers. Check your options before you rule out this home.

Available to qualified buyers from HFP, powered by Doorly, only on this site. The seller and listing agent are not affiliated with HFP and cannot offer this program directly. All financing is subject to underwriting, eligibility, program guidelines, and approval.

Check Your Financing Options

How our financing program works

1
Get qualified
Answer a few quick questions and see the down payment you'd need. It takes about a minute and doesn't pull your credit.
2
Make it your home
Once you're approved, our lending partner buys the home from the seller at closing. The seller is paid in full and never carries a loan.
3
Own it
It resells the home to you at the same closing, with financing, so the title is in your name.

This is different from traditional seller financing, where the seller lends you the money. See the full requirements

Listing courtesy of Lory Franke, Ebby Halliday Realtors · MLS #21208364 · 972-335-6564

Listing information provided by North Texas Real Estate Information Systems (NTREIS) through IDX. MLS status: Active (available for sale). Information is deemed reliable but not guaranteed and should be independently verified. NTREIS data is for viewing on this site only and may not be reproduced or redistributed. Last updated Oct 9, 2026.