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Financing available

$569,000

401 Mossy Rock Drive, McKinney, TX 75071

4
beds
4
baths
3,183
sqft

Est. with seller financing: $5,184/mo

  • Single-family
  • Built in 2016
  • 6,011 sq ft lot
  • $179/sqft
  • $133/mo HOA
  • Collin County

Interested in this home?

Seller financing is available to qualified buyers.

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About this home

This beautifully built home is in the highly popular Trinity Falls subdivision. It has several upgrade features that distinguished it from the other homes. It has an open floor and gorgeous kitchen with stainless steel appliance and a modern island with a beautiful countertops. The living area is open to the artificial turf backyard. It has a perfect designed home office with the path to the living area. The upstairs large game room (or second living area) and the media room are perfect for entertainment and enjoyment. Newly installed fans on all the rooms. The house has been freshly painted including the cabinets. The first floor has master bedroom with a beautiful full bath and a secondary room with a full bath. The upgrades include freshly paints all over the home and the garage, new rigid luxury waterproof vinyl all upstairs, stairs and master bedroom, a new repaired garage door with new opener, new stainless steel countertops, new fans, painted fence new toilette. The trinity Falls subdivision offers two pools, splash pads, playground, fitness center, dog park, clubhouse, and more. Do not miss this house will go quickly. Seller Concession: $5000 toward the closing cost.

Facts & features

Interior

Features

  • Wet Bar
  • Eat In Kitchen
  • Granite Counters
  • High Speed Internet
  • Kitchen Island
  • Open Floorplan
  • Pantry
  • Vaulted Ceilings
  • Wired For Data
  • Walk In Closets
  • Wired For Sound

Heating & cooling

  • Heating: Central, Fireplaces
  • Cooling: Central Air, Ceiling Fans, Electric, Gas

Flooring

  • Carpet
  • Ceramic Tile
  • Tile
  • Vinyl

Appliances

  • Built In Gas Range
  • Double Oven
  • Dishwasher
  • Electric Oven
  • Gas Cooktop
  • Disposal
  • Microwave

Fireplace

  • Fireplaces: 1
  • Gas
  • Gas Log
  • Living Room
  • Masonry

Laundry

  • Washer Hookup
  • Dryer Hookup
  • Laundry In Utility Room

Exterior & lot

Construction

  • Style: Traditional, Detached
  • Stories: 2
  • Roof: Composition, Shingle
  • Materials: Brick

Parking

  • Garage spaces: 2
  • Concrete
  • Covered
  • Door Multi
  • Driveway
  • Garage Faces Front
  • Garage
  • Garage Door Opener

Pool

  • Community

Lot

  • Few Trees

Community

Neighborhood

  • Subdivision: Trinity Falls Planning Unit 2 Ph 1b

HOA

  • CCMC

Schools

  • District: McKinney ISD
  • Elementary: Ruth and Harold Frazier
  • Middle: Johnson
  • High: McKinney North

Financial & listing details

Listing

  • Price per sq ft: $179
  • County: Collin
  • Financing: Financing available from HFP, powered by Doorly

Estimated payment with seller financing

Est. seller-financed payment

$5,184/mo

Principal & interest
$4,120/mo
Property taxes
$665/mo
Homeowners insurance (est.)
$266/mo
HOA dues
$133/mo
Loan amount
$512,100
Seller financing rate (est.)
9.00%
Term
30-year fixed
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This estimate uses our seller financing program's rate. Taxes are from listing data and insurance is estimated. Your actual payment may be higher. Estimate only. Your final rate, payment, and terms are based on approval. This is not a commitment to lend.

Location

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A traditional mortgage isn't the only way to buy a home.

If you're self-employed, have a lower credit score, use an ITIN, or have been turned down for a mortgage, you may have another option.

Our financing program has different qualification guidelines for eligible buyers. Check your options before you rule out this home.

Available to qualified buyers from HFP, powered by Doorly, only on this site. The seller and listing agent are not affiliated with HFP and cannot offer this program directly. All financing is subject to underwriting, eligibility, program guidelines, and approval.

Check Your Financing Options

How our financing program works

  1. 1

    Get qualified

    Answer a few quick questions and see the down payment you'd need. It takes about a minute and doesn't pull your credit.

  2. 2

    Make it your home

    Once you're approved, our lending partner buys the home from the seller at closing. The seller is paid in full and never carries a loan.

  3. 3

    Own it

    It resells the home to you at the same closing, with financing, so the title is in your name.

This is different from traditional seller financing, where the seller lends you the money. See the full requirements

Listing courtesy of Iraj Zilaie, Global Realty · MLS #21394450 · 972-633-2422

Listing information provided by North Texas Real Estate Information Systems (NTREIS) through IDX. MLS status: Active (available for sale). Information is deemed reliable but not guaranteed and should be independently verified. NTREIS data is for viewing on this site only and may not be reproduced or redistributed. Last updated Oct 9, 2026.

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