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Financing available

$295,000

401 S 4th Street, Bonham, TX 75418

4
beds: 2
baths: 1,526
sqft

Est. with seller financing: $2,274/mo

Single-family
Built in 2026
$193/sqft
Fannin County

Interested in this home?

Seller financing is available to qualified buyers.

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About this home

Must see this exquisite new 4-bedroom, 2-bath Stanford Luxury Home that masterfully blends luxury, comfort, and modern elegance. The kitchen is fully loaded with a premium stainless steel appliance package, perfect for culinary enthusiasts and effortless entertaining. Experience the grandeur of soaring 10-foot ceilings throughout the home, enhanced by energy-efficient ceiling fans in the living room and bedrooms to keep every space cool and comfortable year-round. Step onto the inviting cozy porch, thoughtfully equipped with two ceiling fans, creating an ideal retreat for relaxing or hosting guests. Every inch of this home reflects superior craftsmanship and sophisticated design, offering a warm and welcoming atmosphere that elevates everyday living.

Facts & features

Interior

Features

Built In Features

Heating & cooling

Heating: Central
Cooling: Central Air

Appliances

Dishwasher
Electric Range
Electric Water Heater
Disposal
Microwave
Refrigerator

Exterior & lot

Construction

Style: Detached
Stories: 1
Foundation: Slab

Parking

Garage spaces: 2
Concrete
Door Single
Driveway
Garage Faces Front

Community

Neighborhood

Subdivision: Reich Add

Schools

District: Bonham ISD
Elementary: Evans
Middle: Rather
High: Bonham

Financial & listing details

Listing

Price per sq ft: $193
County: Fannin
Financing: Financing available from HFP, powered by Doorly

Estimated payment with seller financing

Est. seller-financed payment

$2,274/mo

Down payment10% ($29,500)10%20%

See If You Qualify

Principal & interest: $2,136/mo
Property taxes: Not available
Homeowners insurance (est.): $138/mo

Loan amount: $265,500
Seller financing rate (est.): 9.00%
Term: 30-year fixed

Powered byDoorly

This estimate uses our seller financing program's rate. Taxes are from listing data (not available for this home) and insurance is estimated. Your actual payment may be higher. Estimate only. Your final rate, payment, and terms are based on approval. This is not a commitment to lend.

How buying this home works

1
Get qualified
We look at your ability to pay, not just a credit score. Self-employed and ITIN buyers welcome.
2
Pick this home
Once you're approved, tell us this is the one. We handle the purchase from the seller.
3
Move in
We resell the home to you at closing, so the title is in your name. Then make one fixed monthly payment, no bank required.

Location

Want to buy this home with seller financing?
We can help.

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Seller financing for this home is available to qualified buyers from HFP, powered by Doorly, only on this site. The seller and listing agent are not affiliated with HFP and cannot offer this program directly.

See If You Qualify

Listing courtesy of Lillie Hanks, Mersaes Real Estate, Inc. · MLS #21335685 ·

Listing information provided by North Texas Real Estate Information Systems (NTREIS) through IDX. Information is deemed reliable but not guaranteed and should be independently verified. Last updated Oct 9, 2026.