HFPHome Finance
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Financing available

$495,000

4037 Fm 895, Cooper, TX 75432

2
beds
3.5
baths
3,218
sqft

Est. with seller financing: $4,744/mo

  • Single-family
  • Built in 2001
  • 586,230 sq ft lot
  • $154/sqft
  • Delta County

Interested in this home?

Seller financing is available to qualified buyers.

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About this home

Beautiful, spacious home situated on 13.458 ag-exempt acres in Delta County! This property has so much to offer, both inside and out! Step inside to an inviting open floor plan featuring soaring ceilings, a spacious living area with fireplace, and a beautiful kitchen with granite countertops, updated appliances in 2024, breakfast nook, and formal dining area. Downstairs you’ll find two generously sized bedrooms, each with access to a full bathroom, along with a convenient half bath for guests. Upstairs features a huge loft with its own bathroom and double walk in closets, offering the perfect space for a third sleeping area, game room, or additional living space. Additional highlights include a geothermal heating and cooling system with a new heat pump installed in 2022 with warranty. Enjoy relaxing on the large covered front porch or screened-in side porch overlooking the property. Outside you’ll find a detached garage, large insulated shop, storm shelter, pond, and a unique gazebo featuring a rustic, silo style metal roof! With 13.458 acres and plenty of road frontage, there’s also potential for an additional homesite for family or guests. A wonderful combination of country living, spacious accommodations, and room to spread out!

Listing courtesy of Casey Woodall, Century 21 First Group · MLS #21418213 · 903-455-5852

Facts & features

Interior

Features

  • Built In Features
  • Decorative Designer Lighting Fixtures
  • Granite Counters
  • Loft
  • Open Floorplan
  • Vaulted Ceilings
  • Walk In Closets

Heating & cooling

  • Heating: Central, Fireplaces, Geothermal, Heat Pump, Space Heater
  • Cooling: Central Air, Geothermal

Flooring

  • Carpet
  • Ceramic Tile
  • Luxury Vinyl Plank
  • Wood

Appliances

  • Double Oven
  • Dishwasher
  • Electric Cooktop
  • Electric Oven
  • Disposal
  • Microwave
  • Refrigerator

Fireplace

  • Fireplaces: 1
  • Gas Log

Laundry

  • Laundry In Utility Room

Exterior & lot

Construction

  • Style: Detached
  • Roof: Metal
  • Foundation: Slab

Parking

  • Garage spaces: 2
  • Garage

Lot

  • Acreage
  • Pasture
  • Pond On Lot

Community

Neighborhood

  • Subdivision: none

Schools

  • District: Cooper ISD
  • Elementary: Cooper
  • Middle: Cooper
  • High: Cooper

Financial & listing details

Listing

  • Price per sq ft: $154
  • County: Delta
  • Financing: Financing available from HFP, powered by Doorly

Estimated payment with seller financing

Est. seller-financed payment

$4,744/mo

Principal & interest
$3,585/mo
Property taxes (est.)
$928/mo
Homeowners insurance (est.)
$231/mo
Loan amount
$445,500
Seller financing rate (est.)
9.00%
Term
30-year fixed
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This estimate uses our seller financing program's rate. Taxes are estimated at 2.25% of the price because this listing has no full-year tax amount (common for new construction); actual taxes may differ and insurance is estimated. Your actual payment may be higher. Estimate only. Your final rate, payment, and terms are based on approval. This is not a commitment to lend.

Location

Love this home?Let's find a way to make it yours.

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A traditional mortgage isn't the only way. Self-employed, lower credit, ITIN, or turned down before? You may have another option.

Offered by HFP, powered by Doorly, only on this site, not by the seller or listing agent. Subject to underwriting and approval.

Get Pre-Qualified

How our financing program works

  1. 1

    Get qualified

    Answer a few quick questions and see the down payment you'd need. It takes about a minute and doesn't pull your credit.

  2. 2

    Make it your home

    Once you're approved, our lending partner buys the home from the seller at closing. The seller is paid in full and never carries a loan.

  3. 3

    Own it

    It resells the home to you at the same closing, with financing, so the title is in your name.

This is different from traditional seller financing, where the seller lends you the money. See the full requirements

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