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Financing available

$550,000

96 SE 12 Street, Cooper, TX 75432

3
beds
2
baths
2,534
sqft

Est. with seller financing: $4,933/mo

  • Single-family
  • Built in 1900
  • 206,910 sq ft lot
  • $217/sqft
  • Delta County

Interested in this home?

Seller financing is available to qualified buyers.

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About this home

One-of-a-kind property on nearly 5 acres surrounded by mature pecan and oak trees in a highly desirable location, just minutes from Cooper Lake State Park. This 3 bedroom, 2 bath custom home features a vaulted ceiling, a spacious living and dining area, family room, and large windows overlooking a beautiful courtyard. The wood-burning fireplace serves as a warm and inviting focal point in the main living space. A versatile bonus room offers additional space and could be used as a bedroom, office, craft room, or playroom. The shop includes concrete floors, spray foam insulation, a roll-up door, mini split, restroom, and electricity, plus a separate room ideal for a workshop or private office, along with a loft for additional storage. A beautiful setting with space and shade, ready to make it your own.

Facts & features

Interior

Features

  • Decorative Designer Lighting Fixtures
  • Double Vanity
  • High Speed Internet
  • Pantry
  • Cable Tv
  • Vaulted Ceilings

Heating & cooling

  • Heating: Electric
  • Cooling: Electric

Flooring

  • Combination
  • Tile
  • Wood

Appliances

  • Dishwasher
  • Electric Cooktop
  • Electric Oven
  • Electric Range
  • Electric Water Heater
  • Microwave

Fireplace

  • Fireplaces: 1
  • Wood Burning

Laundry

  • Washer Hookup
  • Dryer Hookup
  • Laundry In Utility Room

Exterior & lot

Features

  • Courtyard
  • Storage

Construction

  • Style: Detached
  • Stories: 1
  • Roof: Composition
  • Foundation: Slab
  • Materials: Brick

Parking

  • Attached Carport
  • Additional Parking
  • Carport
  • Driveway
  • Storage

Lot

  • Acreage
  • Back Yard
  • Cleared
  • Corner Lot
  • Lawn
  • Landscaped
  • Rolling Slope
  • Many Trees

Community

Neighborhood

  • Subdivision: None

Schools

  • District: Cooper ISD
  • Elementary: Cooper
  • Middle: Cooper
  • High: Cooper

Financial & listing details

Listing

  • Price per sq ft: $217
  • County: Delta
  • Financing: Financing available from HFP, powered by Doorly

Estimated payment with seller financing

Est. seller-financed payment

$4,933/mo

Principal & interest
$3,983/mo
Property taxes
$693/mo
Homeowners insurance (est.)
$257/mo
Loan amount
$495,000
Seller financing rate (est.)
9.00%
Term
30-year fixed
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This estimate uses our seller financing program's rate. Taxes are from listing data and insurance is estimated. Your actual payment may be higher. Estimate only. Your final rate, payment, and terms are based on approval. This is not a commitment to lend.

How buying this home works

  1. 1

    Get qualified

    We look at your ability to pay, not just a credit score. Self-employed and ITIN buyers welcome.

  2. 2

    Pick this home

    Once you're approved, tell us this is the one. We handle the purchase from the seller.

  3. 3

    Move in

    We resell the home to you at closing, so the title is in your name. Then make one fixed monthly payment, no bank required.

Location

Want to buy this home with seller financing?
We can help.

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Seller financing for this home is available to qualified buyers from HFP, powered by Doorly, only on this site. The seller and listing agent are not affiliated with HFP and cannot offer this program directly.

See If You Qualify

Listing courtesy of Ashley Pittman, Stewart Realty & Associates · MLS #21245020 ·

Listing information provided by North Texas Real Estate Information Systems (NTREIS) through IDX. Information is deemed reliable but not guaranteed and should be independently verified. Last updated Oct 9, 2026.

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