Financing available

$199,900

415 W 7th Street, Bonham, TX 75418

3
beds: 2
baths: 1,406
sqft

Est. with seller financing: $1,916/mo

Single-family
Built in 1905
6,970 sq ft lot
$142/sqft
Fannin County

Interested in this home?

Seller financing is available to qualified buyers.

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About this home

Welcome to this beautifully renovated Folk Victorian home, offering over 1,400 square feet of thoughtfully designed living space. This 3-bedroom, 2-bathroom home seamlessly blends historic charm with modern updates. Step inside to discover soaring 12-foot ceilings and an open-concept layout that creates an airy, inviting atmosphere. The spacious living areas are complemented by generously sized bedrooms, walk-in closets, a dedicated laundry room, and pantry. The updated kitchen features sleek granite countertops, a farmhouse-style sink overlooking the large fenced backyard, and brand-new stainless steel appliances, including an oven and dishwasher—perfect for both everyday living and entertaining. Enjoy your morning coffee or unwind in the evenings on the expansive covered front porch—a true highlight of this classic home. Additional upgrades include a new HVAC system, plumbing, electrical, roofing, furnace, and boiler—providing peace of mind for years to come. Don’t miss the opportunity to own this unique blend of vintage character and modern comfort. Schedule your private tour today! Gravel driveway and walking path added for off street parking.

Facts & features

Interior

Features

Decorative Designer Lighting Fixtures
Granite Counters
Open Floorplan
Pantry
Vaulted Ceilings
Walk In Closets

Heating & cooling

Heating: Central
Cooling: Central Air, Ceiling Fans

Flooring

Laminate

Appliances

Dishwasher
Electric Oven

Laundry

Washer Hookup
Electric Dryer Hookup
Laundry In Utility Room

Exterior & lot

Construction

Style: Victorian, Detached
Stories: 1
Roof: Composition
Foundation: Pillar Post Pier
Materials: Wood Siding

Parking

Driveway
On Street

Lot

Back Yard
Irregular Lot
Lawn
Few Trees

Community

Neighborhood

Subdivision: SIMPSON ADDN

Schools

District: Bonham ISD
Elementary: Inglish
Middle: Rather
High: Bonham

Financial & listing details

Listing

Price per sq ft: $142
County: Fannin
Financing: Financing available from HFP, powered by Doorly

Estimated payment with seller financing

Est. seller-financed payment

$1,916/mo

Down payment10% ($19,990)10%20%

Check Your Financing Options

Principal & interest: $1,448/mo
Property taxes (est.): $375/mo
Homeowners insurance (est.): $93/mo

Loan amount: $179,910
Seller financing rate (est.): 9.00%
Term: 30-year fixed

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This estimate uses our seller financing program's rate. Taxes are estimated at 2.25% of the price because this listing has no full-year tax amount (common for new construction); actual taxes may differ and insurance is estimated. Your actual payment may be higher. Estimate only. Your final rate, payment, and terms are based on approval. This is not a commitment to lend.

Location

Love this home?Let's find a way to make it yours.

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A traditional mortgage isn't the only way to buy a home.

If you're self-employed, have a lower credit score, use an ITIN, or have been turned down for a mortgage, you may have another option.

Our financing program has different qualification guidelines for eligible buyers. Check your options before you rule out this home.

Available to qualified buyers from HFP, powered by Doorly, only on this site. The seller and listing agent are not affiliated with HFP and cannot offer this program directly. All financing is subject to underwriting, eligibility, program guidelines, and approval.

Check Your Financing Options

How our financing program works

1
Get qualified
Answer a few quick questions and see the down payment you'd need. It takes about a minute and doesn't pull your credit.
2
Make it your home
Once you're approved, our lending partner buys the home from the seller at closing. The seller is paid in full and never carries a loan.
3
Own it
It resells the home to you at the same closing, with financing, so the title is in your name.

This is different from traditional seller financing, where the seller lends you the money. See the full requirements

Listing courtesy of Brittney Blair, Easy Life Realty · MLS #21201740 · 903-224-5171

Listing information provided by North Texas Real Estate Information Systems (NTREIS) through IDX. MLS status: Active (available for sale). Information is deemed reliable but not guaranteed and should be independently verified. NTREIS data is for viewing on this site only and may not be reproduced or redistributed. Last updated Oct 9, 2026.