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Financing available

$210,000

805 S 4th Street, Bonham, TX 75418

3
beds
2
baths
1,301
sqft

Est. with seller financing: $1,953/mo

  • Single-family
  • Built in 2022
  • 8,015 sq ft lot
  • $161/sqft
  • Fannin County

Interested in this home?

Seller financing is available to qualified buyers.

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About this home

Come home to a little more breathing room and a lifestyle that feels refreshingly uncomplicated. This newer Bonham home combines modern finishes with an easy, open layout that makes everyday life feel comfortable from the moment you walk through the door.The kitchen truly sits at the heart of the home, with a large island that’s ready for morning coffee, quick weeknight dinners, or gathering with friends. Stainless steel appliances, generous counter space, and plenty of cabinetry keep everything functional without sacrificing style. Natural light carries throughout the open living and dining areas, creating a bright space that feels equally suited for quiet nights at home or a house full of guests. The private primary suite gives you a comfortable place to recharge, while the additional bedrooms can easily adapt as life changes, whether you need guest space, a home office, or room for hobbies. Outside, there’s space to garden, entertain, let the pets play, or create the backyard you’ve been imagining. Living in Bonham gives you the charm and slower pace of a smaller Texas community while keeping shopping, dining, recreation, and everyday necessities within easy reach. It’s a great opportunity for buyers looking for a newer home, modern comfort, and a little more room to enjoy life.

Facts & features

Interior

Features

  • Granite Counters
  • Kitchen Island
  • Open Floorplan
  • Pantry
  • Walk In Closets

Heating & cooling

  • Heating: Central
  • Cooling: Central Air, Ceiling Fans

Appliances

  • Dishwasher
  • Electric Range
  • Electric Water Heater
  • Disposal
  • Microwave

Exterior & lot

Construction

  • Style: Traditional, Detached
  • Stories: 1

Parking

  • Covered
  • Detached Carport

Community

Neighborhood

  • Subdivision: Otts Add

Schools

  • District: Bonham ISD
  • Elementary: Finleyoate
  • Middle: Rather
  • High: Bonham

Financial & listing details

Listing

  • Price per sq ft: $161
  • County: Fannin
  • Financing: Financing available from HFP, powered by Doorly

Estimated payment with seller financing

Est. seller-financed payment

$1,953/mo

Principal & interest
$1,521/mo
Property taxes
$334/mo
Homeowners insurance (est.)
$98/mo
Loan amount
$189,000
Seller financing rate (est.)
9.00%
Term
30-year fixed
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This estimate uses our seller financing program's rate. Taxes are from listing data and insurance is estimated. Your actual payment may be higher. Estimate only. Your final rate, payment, and terms are based on approval. This is not a commitment to lend.

How buying this home works

  1. 1

    Get qualified

    We look at your ability to pay, not just a credit score. Self-employed and ITIN buyers welcome.

  2. 2

    Pick this home

    Once you're approved, tell us this is the one. We handle the purchase from the seller.

  3. 3

    Move in

    We resell the home to you at closing, so the title is in your name. Then make one fixed monthly payment, no bank required.

Location

Listing information

Listing courtesy of

Dawn Lawrence

eXp Realty LLC

888-519-7431

MLS #
21395486

Listing information provided by North Texas Real Estate Information Systems (NTREIS) through IDX. Information is deemed reliable but not guaranteed and should be independently verified. Last updated Oct 9, 2026.

Want to buy this home with seller financing?
We can help.

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Seller financing for this home is available to qualified buyers from HFP, powered by Doorly, only on this site. The seller and listing agent are not affiliated with HFP and cannot offer this program directly.

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