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Financing available

$229,900

419 W 5th Street, Bonham, TX 75418

3
beds: 2
baths: 1,444
sqft

Est. with seller financing: $1,772/mo

Single-family
Built in 1920
7,884 sq ft lot
$159/sqft
Fannin County

Interested in this home?

Seller financing is available to qualified buyers.

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About this home

Nestled on a corner lot within walking distance to downtown Bonham. FULLY RENOVATED, taken down to the studs, 3-bedroom, 2-bath home seamlessly blends timeless character with a well thought out design. Step inside to discover a bright, move-in-ready layout featuring a spacious living area, black GE appliances including refrigerator, and beautifully updated bathrooms. Looking for extra space? The fully decked attic offers incredible storage or the perfect blank canvas for future expansion. 6x11 Storage Building. Large backyard with plenty of room to add a carport or garage. Located just steps from local dining, boutique shopping, and downtown attractions, this turnkey property is ready for its next chapter.

Facts & features

Interior

Features

Decorative Designer Lighting Fixtures
Granite Counters
Open Floorplan

Heating & cooling

Heating: Central
Cooling: Central Air, Ceiling Fans

Flooring

Carpet
Ceramic Tile
Wood

Appliances

Double Oven
Dishwasher
Electric Range
Disposal
Gas Water Heater
Microwave

Laundry

Washer Hookup
Dryer Hookup
Electric Dryer Hookup
Laundry In Utility Room

Exterior & lot

Features

Rain Gutters
Storage

Construction

Style: Craftsman, Detached
Stories: 1
Roof: Composition
Foundation: Pillar Post Pier
Materials: Wood Siding

Parking

On Site
On Street

Lot

Back Yard
Lawn
Few Trees

Community

Neighborhood

Subdivision: Simpson Add

Schools

District: Bonham ISD
Elementary: Finleyoate
Middle: Rather
High: Bonham

Financial & listing details

Listing

Price per sq ft: $159
County: Fannin
Financing: Financing available from HFP, powered by Doorly

Estimated payment with seller financing

Est. seller-financed payment

$1,772/mo

Down payment10% ($22,990)10%20%

See If You Qualify

Principal & interest: $1,665/mo
Property taxes: Not available
Homeowners insurance (est.): $107/mo

Loan amount: $206,910
Seller financing rate (est.): 9.00%
Term: 30-year fixed

Powered byDoorly

This estimate uses our seller financing program's rate. Taxes are from listing data (not available for this home) and insurance is estimated. Your actual payment may be higher. Estimate only. Your final rate, payment, and terms are based on approval. This is not a commitment to lend.

How buying this home works

1
Get qualified
We look at your ability to pay, not just a credit score. Self-employed and ITIN buyers welcome.
2
Pick this home
Once you're approved, tell us this is the one. We handle the purchase from the seller.
3
Move in
We resell the home to you at closing, so the title is in your name. Then make one fixed monthly payment, no bank required.

Location

Listing information

Listing courtesy of

Deann Hicks

Sudderth Real Estate, Inc.

903-587-3301

MLS #: 21349602

Listing information provided by North Texas Real Estate Information Systems (NTREIS) through IDX. Information is deemed reliable but not guaranteed and should be independently verified. Last updated Oct 9, 2026.

Want to buy this home with seller financing?
We can help.

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Seller financing for this home is available to qualified buyers from HFP, powered by Doorly, only on this site. The seller and listing agent are not affiliated with HFP and cannot offer this program directly.

See If You Qualify