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Financing available

$225,000

804 S 4th Street, Bonham, TX 75418

3
beds: 2
baths: 1,125
sqft

Est. with seller financing: $1,734/mo

Single-family
Built in 2026
5,227 sq ft lot
$200/sqft
Fannin County

Interested in this home?

Seller financing is available to qualified buyers.

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About this home

All-new construction where custom design meets effortless yet elevated everyday living. Beautifully appointed and remarkably affordable, this home pairs luxe fixtures and finishes with a thoughtfully designed layout featuring heavy granite countertops, custom tall soft-close cabinetry, tall and tray ceilings, a bespoke accent wall, custom lighting, USB-integrated outlets, storage in smart spaces and more. Stainless Whirlpool appliance package with refrigerator included. Enjoy front and back covered porches. Home is ideally positioned on a full corner lot with an additional lot available for added cost. Highly energy-efficient construction delivers lasting comfort and efficiency without compromising style, all in a secluded-feel setting just minutes to preferred amenities.

Facts & features

Interior

Features

Cathedral Ceilings
Decorative Designer Lighting Fixtures
Double Vanity
Granite Counters
Pantry
Natural Woodwork
Walk In Closets

Heating & cooling

Heating: Central, Energy Star Qualified Equipment
Cooling: Central Air, Ceiling Fans, Energy Star Qualified Equipment

Flooring

Carpet
Luxury Vinyl Plank
Vinyl

Appliances

Dishwasher
Electric Range
Electric Water Heater
Disposal
Microwave
Refrigerator

Laundry

Washer Hookup
Dryer Hookup
Laundry In Utility Room

Exterior & lot

Features

Lighting

Construction

Style: Traditional, Detached
Stories: 1
Foundation: Slab
Materials: Board And Batten Siding, Radiant Barrier

Parking

Garage spaces: 1
Concrete
Driveway
Garage Faces Front
Garage
Garage Door Opener
Inside Entrance

Lot

Corner Lot
Few Trees

Community

Neighborhood

Subdivision: STONE ADDN

Schools

District: Bonham ISD
Elementary: Finleyoate
Middle: Rather
High: Bonham

Financial & listing details

Listing

Price per sq ft: $200
County: Fannin
Financing: Financing available from HFP, powered by Doorly

Estimated payment with seller financing

Est. seller-financed payment

$1,734/mo

Down payment10% ($22,500)10%20%

See If You Qualify

Principal & interest: $1,629/mo
Property taxes: Not available
Homeowners insurance (est.): $105/mo

Loan amount: $202,500
Seller financing rate (est.): 9.00%
Term: 30-year fixed

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This estimate uses our seller financing program's rate. Taxes are from listing data (not available for this home) and insurance is estimated. Your actual payment may be higher. Estimate only. Your final rate, payment, and terms are based on approval. This is not a commitment to lend.

How buying this home works

1
Get qualified
We look at your ability to pay, not just a credit score. Self-employed and ITIN buyers welcome.
2
Pick this home
Once you're approved, tell us this is the one. We handle the purchase from the seller.
3
Move in
We resell the home to you at closing, so the title is in your name. Then make one fixed monthly payment, no bank required.

Location

Listing information

Listing courtesy of

Hillary Leutwyler

The Agency Frisco

469-971-3464

MLS #: 21357932

Listing information provided by North Texas Real Estate Information Systems (NTREIS) through IDX. Information is deemed reliable but not guaranteed and should be independently verified. Last updated Oct 9, 2026.

Want to buy this home with seller financing?
We can help.

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Seller financing for this home is available to qualified buyers from HFP, powered by Doorly, only on this site. The seller and listing agent are not affiliated with HFP and cannot offer this program directly.

See If You Qualify