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Financing available

$305,000

421 S Oak Street, Ector, TX 75439

3
beds
2.5
baths
2,147
sqft

Est. with seller financing: $2,666/mo

  • Single-family
  • Built in 1978
  • 42,732 sq ft lot
  • $142/sqft
  • Fannin County

Interested in this home?

Seller financing is available to qualified buyers.

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About this home

Country charm meets comfortable living with this 2,147 square foot, 3-bedroom, 2.5-bath brick home. Situated on just under an acre in the county, just outside of the Ector City Limits, with the convenience of city water. If you’ve been looking for space, privacy, and room to enjoy the outdoors, this property is ready to welcome you home! Inside, you’ll find a comfortable layout with plenty of room for family and entertaining. The enclosed sunroom provides a versatile additional flex space—perfect for morning coffee, relaxing, hobbies, or enjoying the views year-round. Step outside to a fully fenced property with plenty of room to spread out. The property also features two exterior buildings, including a 15x11 storage shed with over hang for lawn equipment and a spacious 28x12 workshop equipped with air conditioning, offering an ideal space for hobbies, projects, or additional storage. With nearly an acre of land, a charming brick home, a climate-controlled shop, and the freedom of being just outside the city limits, this property offers a wonderful opportunity to enjoy the best of country living while remaining close to town. Come take a look and see why this could be the one you’ve been waiting for!

Listing courtesy of Carmen Cudd, Frontier Properties Real Estate, LLC · MLS #21406844 · 903-583-8721

Facts & features

Interior

Features

  • High Speed Internet
  • Kitchen Island
  • Pantry
  • Cable Tv
  • Walk In Closets

Heating & cooling

  • Heating: Central, Electric
  • Cooling: Central Air, Ceiling Fans, Electric

Flooring

  • Carpet
  • Concrete
  • Ceramic Tile
  • Laminate

Appliances

  • Dishwasher
  • Electric Cooktop
  • Electric Oven
  • Electric Water Heater
  • Refrigerator

Fireplace

  • Fireplaces: 1
  • Blower Fan
  • Family Room
  • Masonry
  • Wood Burning

Laundry

  • Washer Hookup
  • Dryer Hookup
  • Electric Dryer Hookup
  • Laundry In Utility Room

Exterior & lot

Features

  • Storage

Construction

  • Style: Ranch, Traditional, Detached
  • Stories: 1
  • Roof: Shingle
  • Foundation: Slab

Parking

  • Electric Gate

Lot

  • Acreage
  • Back Yard
  • Lawn
  • Few Trees

Community

Neighborhood

  • Subdivision: A0867 J PIERSON

Schools

  • District: Ector ISD
  • Elementary: Ector
  • Middle: Ector
  • High: Ector

Financial & listing details

Listing

  • Price per sq ft: $142
  • County: Fannin
  • Financing: Financing available from HFP, powered by Doorly

Estimated payment with seller financing

Est. seller-financed payment

$2,666/mo

Principal & interest
$2,209/mo
Property taxes
$315/mo
Homeowners insurance (est.)
$142/mo
Loan amount
$274,500
Seller financing rate (est.)
9.00%
Term
30-year fixed
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This estimate uses our seller financing program's rate. Taxes are from listing data and insurance is estimated. Your actual payment may be higher. Estimate only. Your final rate, payment, and terms are based on approval. This is not a commitment to lend.

Location

Love this home?Let's find a way to make it yours.

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A traditional mortgage isn't the only way. Self-employed, lower credit, ITIN, or turned down before? You may have another option.

Offered by HFP, powered by Doorly, only on this site, not by the seller or listing agent. Subject to underwriting and approval.

Get Pre-Qualified

How our financing program works

  1. 1

    Get qualified

    Answer a few quick questions and see the down payment you'd need. It takes about a minute and doesn't pull your credit.

  2. 2

    Make it your home

    Once you're approved, our lending partner buys the home from the seller at closing. The seller is paid in full and never carries a loan.

  3. 3

    Own it

    It resells the home to you at the same closing, with financing, so the title is in your name.

This is different from traditional seller financing, where the seller lends you the money. See the full requirements

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