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Financing available

$399,000

436 Ella Lane, Fate, TX 75087

4
beds
3.5
baths
3,077
sqft

Est. with seller financing: $4,033/mo

  • Single-family
  • Built in 2020
  • 5,663 sq ft lot
  • $130/sqft
  • $60/mo HOA
  • Rockwall County

Interested in this home?

Seller financing is available to qualified buyers.

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About this home

Better than new and thoughtfully maintained, this north-facing, energy-efficient home offers the perfect combination of modern design, everyday comfort, and an exceptional location in one of Fate's sought-after master-planned communities within highly acclaimed Rockwall ISD. Featuring 4 spacious bedrooms, 3.5 bathrooms, a dedicated home office, formal dining room, expansive game room, and an open-concept floor plan filled with natural light, this move-in-ready home was designed for today's lifestyle. Showcasing a large center island with seating, granite countertops, creamy ember cabinetry, designer backsplash, built-in appliances, abundant storage, and a bright breakfast nook that opens seamlessly to the spacious living area perfect for entertaining family and friends. The private primary suite offers a relaxing retreat with dual vanities, an oversized walk-in shower, generous walk-in closet, and spa-inspired ensuite bath. Spacious secondary bedrooms provide flexibility for guests, multigenerational living, a fitness room, or additional workspace. Covered patio overlooking a private backyard ideal for outdoor dining, entertaining, or simply relaxing after a long day. Located in a vibrant master-planned community with resort-style amenities, residents enjoy access to community pools, parks, playgrounds, walking trails, green spaces, and an on-site clubhouse, creating the lifestyle buyers are searching for. Conveniently located just minutes from I-30, this home provides an easy commute to Rockwall, Downtown Dallas, Plano, Garland, and surrounding employment centers while being only a short drive from Lake Ray Hubbard, offering boating, fishing, waterfront dining, and outdoor recreation. You'll also enjoy nearby shopping, restaurants, entertainment, and convenient access to DFW International Airport and Dallas Love Field.

Facts & features

Interior

Features

  • Granite Counters
  • Walk In Closets

Heating & cooling

  • Heating: Central
  • Cooling: Central Air

Flooring

  • Carpet
  • Wood

Appliances

  • Built In Gas Range
  • Dishwasher
  • Electric Oven
  • Electric Water Heater
  • Gas Cooktop
  • Disposal
  • Microwave
  • Vented Exhaust Fan

Exterior & lot

Construction

  • Style: Traditional, Detached
  • Stories: 2
  • Roof: Shingle
  • Foundation: Pillar Post Pier

Parking

  • Garage spaces: 2
  • Door Single
  • Garage Faces Front
  • Garage
  • Garage Door Opener

Pool

  • Community

Community

Neighborhood

  • Subdivision: Woodcreek

HOA

  • Woodcreek Fate HOA

Schools

  • District: Royse City ISD
  • Elementary: Vernon
  • Middle: Bobby Summers
  • High: Royse City

Financial & listing details

Listing

  • Price per sq ft: $130
  • County: Rockwall
  • Financing: Financing available from HFP, powered by Doorly

Estimated payment with seller financing

Est. seller-financed payment

$4,033/mo

Principal & interest
$2,889/mo
Property taxes
$898/mo
Homeowners insurance (est.)
$186/mo
HOA dues
$60/mo
Loan amount
$359,100
Seller financing rate (est.)
9.00%
Term
30-year fixed
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This estimate uses our seller financing program's rate. Taxes are from listing data and insurance is estimated. Your actual payment may be higher. Estimate only. Your final rate, payment, and terms are based on approval. This is not a commitment to lend.

Location

Your next home may have more than one path to ownership.

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Finding the right home is half the equation. Financing that works for your situation is the other half. This home may be eligible for our seller financing, also called owner financing, an option for buyers a traditional mortgage hasn't worked for.

It may be worth a look if you:

Available to qualified buyers from HFP, powered by Doorly, only on this site. The seller and listing agent are not affiliated with HFP and cannot offer this program directly. All financing is subject to underwriting, eligibility, program guidelines, and approval.

Check Your Financing Options

How our financing program works

  1. 1

    Get qualified

    Answer a few quick questions and see the down payment you'd need. It takes about a minute and doesn't pull your credit.

  2. 2

    Make it your home

    Once you're approved, our lending partner buys the home from the seller at closing. The seller is paid in full and never carries a loan.

  3. 3

    Own it

    It resells the home to you at the same closing, with financing, so the title is in your name.

This is different from traditional seller financing, where the seller lends you the money. See the full requirements

Listing courtesy of Cristina Rosenthal, Redfin Corporation · MLS #21227492 · 972-954-4791

Listing information provided by North Texas Real Estate Information Systems (NTREIS) through IDX. MLS status: Active (available for sale). Information is deemed reliable but not guaranteed and should be independently verified. NTREIS data is for viewing on this site only and may not be reproduced or redistributed. Last updated Oct 9, 2026.

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