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Financing available

$442,000

436 Gibbons Creek Trail, McKinney, TX 75071

3
beds
2
baths
1,830
sqft

Est. with seller financing: $4,020/mo

  • Single-family
  • Built in 2019
  • 5,401 sq ft lot
  • $242/sqft
  • $131/mo HOA
  • Collin County

Interested in this home?

Seller financing is available to qualified buyers.

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About this home

Enjoy easy living in this beautiful Highland Home offering low-maintenance living in the single-story open floor plan with 3 bedrooms plus a private study. Rich wood flooring welcomes you at the entry and continues through the main living areas, creating a warm and inviting feel. The spacious kitchen is open to the living room, ideal for entertaining, showcasing white cabinetry, quartz countertops, a decorative backsplash, gas cooktop, stainless steel appliances, and a generous pantry. The open-concept layout flows seamlessly into the dining and living areas, making gatherings effortless. The private primary suite, tucked away at the back of the home, offers a peaceful retreat complete with a spa-like en-suite bath and ample closet space. A split-bedroom design places two additional bedrooms toward the front of the home for added privacy. Step outside to enjoy the comfortable covered patio with a gas stub, ideal for grilling and outdoor entertaining. The side yard landscaping has been thoughtfully designed with charming garden beds, an easy-care rock pathway, and stepping stones. The open backyard offers plenty of space to create your own outdoor oasis or play area. The floored attic space offers additional storage. Trinity Falls is a highly desired community offering wonderful amenities including pickleball, pools, fitness center, dog park, ponds, event lawn and parks and palygrounds. There is also an on-site elementary school.

Facts & features

Interior

Features

  • Decorative Designer Lighting Fixtures
  • Double Vanity
  • Eat In Kitchen
  • Granite Counters
  • High Speed Internet
  • Kitchen Island
  • Open Floorplan
  • Pantry
  • Vaulted Ceilings
  • Walk In Closets
  • Wired For Sound

Heating & cooling

  • Heating: Central, Natural Gas
  • Cooling: Central Air, Ceiling Fans, Electric, Energy Star Qualified Equipment

Flooring

  • Carpet
  • Ceramic Tile
  • Engineered Hardwood

Appliances

  • Dishwasher
  • Electric Oven
  • Gas Cooktop
  • Disposal
  • Microwave
  • Tankless Water Heater

Fireplace

  • Fireplaces: 1
  • Electric
  • Family Room
  • Gas Log

Exterior & lot

Features

  • Lighting
  • Rain Gutters

Construction

  • Style: Traditional, Detached
  • Stories: 1
  • Roof: Composition
  • Foundation: Slab
  • Materials: Brick, Fiber Cement

Parking

  • Garage spaces: 2
  • Alley Access
  • Concrete
  • Driveway
  • Garage
  • Garage Door Opener
  • Garage Faces Rear

Pool

  • Community

Lot

  • Backs To Greenbelt Park
  • Interior Lot
  • Subdivision
  • Sprinkler System

Community

Neighborhood

  • Subdivision: Trinity Falls Planning Unit 3 Ph 4a

HOA

  • Trinity Falls HOA

Schools

  • District: McKinney ISD
  • Elementary: Naomi Press
  • Middle: Johnson
  • High: McKinney North

Financial & listing details

Listing

  • Price per sq ft: $242
  • County: Collin
  • Financing: Financing available from HFP, powered by Doorly

Estimated payment with seller financing

Est. seller-financed payment

$4,020/mo

Principal & interest
$3,201/mo
Property taxes
$482/mo
Homeowners insurance (est.)
$206/mo
HOA dues
$131/mo
Loan amount
$397,800
Seller financing rate (est.)
9.00%
Term
30-year fixed
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This estimate uses our seller financing program's rate. Taxes are from listing data and insurance is estimated. Your actual payment may be higher. Estimate only. Your final rate, payment, and terms are based on approval. This is not a commitment to lend.

How buying this home works

  1. 1

    Get qualified

    We look at your ability to pay, not just a credit score. Self-employed and ITIN buyers welcome.

  2. 2

    Pick this home

    Once you're approved, tell us this is the one. We handle the purchase from the seller.

  3. 3

    Move in

    We resell the home to you at closing, so the title is in your name. Then make one fixed monthly payment, no bank required.

Location

Your next home may have more than one path to ownership.

Powered byDoorly

Finding the right home is half the equation. Financing that works for your situation is the other half. This home may be eligible for our seller financing, also called owner financing, an option for buyers a traditional mortgage hasn't worked for.

It may be worth a look if you:

Available to qualified buyers from HFP, powered by Doorly, only on this site. The seller and listing agent are not affiliated with HFP and cannot offer this program directly. All financing is subject to underwriting, eligibility, program guidelines, and approval.

Check Your Financing Options

How our financing program works

  1. 1

    Get qualified

    Answer a few quick questions and see the down payment you'd need. It takes about a minute and doesn't pull your credit.

  2. 2

    Make it your home

    Once you're approved, our lending partner buys the home from the seller at closing. The seller is paid in full and never carries a loan.

  3. 3

    Own it

    It resells the home to you at the same closing, with financing, so the title is in your name.

This is different from traditional seller financing, where the seller lends you the money. See the full requirements

Listing courtesy of Jennifer Day, Berkshire HathawayHS PenFed TX · MLS #21340390 · 214-257-1111

Listing information provided by North Texas Real Estate Information Systems (NTREIS) through IDX. MLS status: Active (available for sale). Information is deemed reliable but not guaranteed and should be independently verified. NTREIS data is for viewing on this site only and may not be reproduced or redistributed. Last updated Oct 9, 2026.

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