HFPHome Finance
Partner
Powered byDoorly
1 / 23
Financing available

$444,999

520 Rustic Oak Lane, McKinney, TX 75072

4
beds
2.5
baths
2,046
sqft

Est. with seller financing: $4,281/mo

  • Single-family
  • Built in 2016
  • 6,186 sq ft lot
  • $217/sqft
  • $88/mo HOA
  • Collin County

Interested in this home?

Seller financing is available to qualified buyers.

Powered byDoorly

About this home

A cozy fireplace, granite kitchen countertops, and a covered back patio set the tone for this four-bedroom, two-and-a-half-bath home in McKinney’s Valor Pointe subdivision. A tiled entry leads to a formal dining room, setting the stage for everyday enjoyment and special gatherings. The kitchen features an island, walk-in pantry, smooth-top range with oven, and microwave, complemented by a breakfast nook for casual dining. A fireplace with a gas starter adds warmth to the living room. The primary suite offers raised ceilings and a bath with dual sinks, a separate tub and shower, private toilet area, and walk-in closet. Three secondary bedrooms provide flexible space, with ceiling fans in two and a walk-in closet in one. A laundry area with room for a freezer and an insulated garage add everyday convenience. Outside, enjoy a covered patio and a wood-fenced backyard with a lovely tree—an inviting setting for relaxing or gathering with guests.

Listing courtesy of Roxanne DeBerry, Keller Williams Legacy · MLS #21405113 · 972-599-7000

Facts & features

Interior

Features

  • Chandelier
  • Decorative Designer Lighting Fixtures
  • Granite Counters
  • Cable Tv
  • Walk In Closets

Heating & cooling

  • Heating: Central, Natural Gas
  • Cooling: Central Air, Ceiling Fans, Electric

Flooring

  • Carpet
  • Ceramic Tile

Appliances

  • Dishwasher
  • Electric Cooktop
  • Electric Oven
  • Disposal
  • Microwave

Fireplace

  • Fireplaces: 1
  • Insert
  • Gas Starter
  • Living Room
  • Metal

Laundry

  • Washer Hookup
  • Electric Dryer Hookup
  • Laundry In Utility Room

Exterior & lot

Construction

  • Style: Traditional, Detached
  • Stories: 1
  • Roof: Composition
  • Foundation: Slab
  • Materials: Brick

Parking

  • Garage spaces: 2
  • Door Single
  • Garage Faces Front
  • Garage
  • Garage Door Opener

Lot

  • Cul De Sac
  • Interior Lot
  • Subdivision

Community

Neighborhood

  • Subdivision: Valor Pointe - The Reserve At Westridge Ph 16

HOA

  • Woodcreek Fate Homeowners Association

Schools

  • District: Prosper ISD
  • Elementary: Jack and June Furr
  • Middle: Bill Hays
  • High: Rock Hill

Financial & listing details

Listing

  • Price per sq ft: $217
  • County: Collin
  • Financing: Financing available from HFP, powered by Doorly

Estimated payment with seller financing

Est. seller-financed payment

$4,281/mo

Principal & interest
$3,223/mo
Property taxes
$762/mo
Homeowners insurance (est.)
$208/mo
HOA dues
$88/mo
Loan amount
$400,499
Seller financing rate (est.)
9.00%
Term
30-year fixed
Powered byDoorly

This estimate uses our seller financing program's rate. Taxes are from listing data and insurance is estimated. Your actual payment may be higher. Estimate only. Your final rate, payment, and terms are based on approval. This is not a commitment to lend.

Location

Love this home?Let's find a way to make it yours.

Powered byDoorly

A traditional mortgage isn't the only way. Self-employed, lower credit, ITIN, or turned down before? You may have another option.

Offered by HFP, powered by Doorly, only on this site, not by the seller or listing agent. Subject to underwriting and approval.

Get Pre-Qualified

How our financing program works

  1. 1

    Get qualified

    Answer a few quick questions and see the down payment you'd need. It takes about a minute and doesn't pull your credit.

  2. 2

    Make it your home

    Once you're approved, our lending partner buys the home from the seller at closing. The seller is paid in full and never carries a loan.

  3. 3

    Own it

    It resells the home to you at the same closing, with financing, so the title is in your name.

This is different from traditional seller financing, where the seller lends you the money. See the full requirements

More homes in McKinney