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Financing available

$474,000

477 Monterey Drive, Rockwall, TX 75087

5
beds
3.5
baths
3,594
sqft

Est. with seller financing: $4,357/mo

  • Single-family
  • Built in 2002
  • 9,975 sq ft lot
  • $132/sqft
  • $39/mo HOA
  • Rockwall County

Interested in this home?

Seller financing is available to qualified buyers.

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About this home

The home features 3 distinct living areas and 2 dining spaces, giving you room to spread out, entertain, or work from home without compromise. Located in the highly sought-after Lakeview Summit Rockwall TX, this spacious 5-bedroom, 3.5-bath home delivers the ideal combination of functionality, updates, and everyday livability. The heart of the home is the updated kitchen, outfitted with **GE Cafe appliances** including a double oven range, microwave, and dishwasher, paired with upgraded fixtures and lighting for a clean, modern feel. The layout offers generously sized bedrooms and versatile spaces that adapt easily to a guest suite, media or game room setups. Step outside to a private, fenced backyard with a newly *extended patio and pergola*, a setup built for entertaining or relaxing evenings. The lot also benefits from alley access, a 3-car garage, and an *oversized driveway!* Residents enjoy access to a community pool and neighborhood park, adding value without the maintenance burden. Prime location with easy access to major highways, dining, retail, and so much more! Recent improvements to the home include new roof in 2024, pergola and extended patio added in 2024, both water heaters replaced in the last 3 years, both HVAC units replaced in the last 2 years, upgraded LED lighting fixtures added in hallways and all bathrooms, upgraded faucets in kitchen and bathrooms, GE Cafe Appliances installed. Don't miss out on a chance to make this lovely home yours, schedule your showing today! This property qualifies for a lender paid 2-1 buy down for qualified buyers, ask agent for info!

Facts & features

Interior

Features

  • Eat In Kitchen
  • High Speed Internet
  • Kitchen Island
  • Pantry
  • Cable Tv
  • Vaulted Ceilings
  • Walk In Closets

Heating & cooling

  • Heating: Central, Natural Gas
  • Cooling: Central Air, Ceiling Fans, Electric

Flooring

  • Tile
  • Wood

Appliances

  • Double Oven
  • Dishwasher
  • Electric Cooktop
  • Electric Oven
  • Disposal
  • Microwave
  • Refrigerator

Fireplace

  • Fireplaces: 1
  • Living Room

Exterior & lot

Construction

  • Style: Traditional, Detached
  • Stories: 2
  • Roof: Composition
  • Foundation: Slab
  • Materials: Brick

Parking

  • Garage spaces: 3
  • Alley Access
  • Concrete
  • Door Multi
  • Driveway
  • Garage
  • Garage Door Opener
  • Inside Entrance
  • Kitchen Level
  • Lighted
  • Oversized
  • Garage Faces Rear

Lot

  • Interior Lot
  • Landscaped
  • Subdivision
  • Sprinkler System
  • Few Trees

Community

Neighborhood

  • Subdivision: Lakeview Summit Ph 1-A

HOA

  • Real Manage

Schools

  • District: Rockwall ISD
  • Elementary: Celia Hays
  • Middle: JW Williams
  • High: Rockwall

Financial & listing details

Listing

  • Price per sq ft: $132
  • County: Rockwall
  • Financing: Financing available from HFP, powered by Doorly

Estimated payment with seller financing

Est. seller-financed payment

$4,357/mo

Principal & interest
$3,433/mo
Property taxes
$664/mo
Homeowners insurance (est.)
$221/mo
HOA dues
$39/mo
Loan amount
$426,600
Seller financing rate (est.)
9.00%
Term
30-year fixed
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This estimate uses our seller financing program's rate. Taxes are from listing data and insurance is estimated. Your actual payment may be higher. Estimate only. Your final rate, payment, and terms are based on approval. This is not a commitment to lend.

How buying this home works

  1. 1

    Get qualified

    We look at your ability to pay, not just a credit score. Self-employed and ITIN buyers welcome.

  2. 2

    Pick this home

    Once you're approved, tell us this is the one. We handle the purchase from the seller.

  3. 3

    Move in

    We resell the home to you at closing, so the title is in your name. Then make one fixed monthly payment, no bank required.

Location

Listing information

Listing courtesy of

Lisa Richardson

Compass RE Texas, LLC.

214-814-8100

MLS #
21346004

Listing information provided by North Texas Real Estate Information Systems (NTREIS) through IDX. Information is deemed reliable but not guaranteed and should be independently verified. Last updated Oct 9, 2026.

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Seller financing for this home is available to qualified buyers from HFP, powered by Doorly, only on this site. The seller and listing agent are not affiliated with HFP and cannot offer this program directly.

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