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Financing available

$435,500

490 Oak Hills Lane, Fate, TX 75189

3
beds
2.5
baths
2,257
sqft

Est. with seller financing: $3,942/mo

  • Single-family
  • Built in 2012
  • 6,882 sq ft lot
  • $193/sqft
  • $85/mo HOA
  • Rockwall County

Interested in this home?

Seller financing is available to qualified buyers.

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About this home

Welcome home to this gorgeous retreat designed for comfort, space, and making lifelong memories. Featuring 3 spacious bedrooms and 2.5 baths, the office has a closet and could be used for a fourth bedroom if needed. This home offers the perfect layout for families of all sizes. Step inside to an inviting open floorplan that seamlessly connects the living, dining, and eat-in kitchen—ideal for entertaining or everyday living. The heart of the home is the spectacular kitchen, complete with granite, custom cabinetry a lg center island, gas cooktop, walk-in pantry & abundant cabinet & counter space. The kitchen provides plenty of space for gathering, whether it’s morning coffee or family dinners. The living room and primary bedroom have beautiful, coffered ceilings. There is ample storage throughout so staying organized is effortless. The spacious 2 car garage has built in shelves for plenty of storage options. The large backyard is a true highlight, featuring a concrete patio and your own private pool with waterfall feature, no immediate rear neighbors and farmland behind. You’ll love the peaceful, open views. Residents of Williamsburg enjoy exceptional amenities including scenic walking trails, parks, a clubhouse, fitness center, splash pads, and multiple community pools. The community also offers the convenience of an on-site elementary and middle school, making daily routines a breeze.

Listing courtesy of Sondra Stephens, Front Door Realty · MLS #21249334 · 469-766-0665

Facts & features

Interior

Features

  • Double Vanity
  • Eat In Kitchen
  • Granite Counters
  • Kitchen Island
  • Open Floorplan
  • Pantry
  • Smart Home
  • Walk In Closets
  • Wired For Sound

Heating & cooling

  • Heating: Central, Fireplaces
  • Cooling: Central Air, Ceiling Fans, Electric

Flooring

  • Carpet
  • Ceramic Tile
  • Wood

Appliances

  • Dishwasher
  • Gas Cooktop
  • Disposal
  • Gas Oven
  • Microwave
  • Refrigerator
  • Tankless Water Heater
  • Vented Exhaust Fan

Fireplace

  • Fireplaces: 1
  • Gas
  • Gas Starter
  • Living Room

Laundry

  • Washer Hookup
  • Dryer Hookup
  • Electric Dryer Hookup
  • Laundry In Utility Room

Exterior & lot

Construction

  • Style: Traditional, Detached
  • Stories: 1
  • Roof: Composition
  • Foundation: Slab
  • Materials: Brick

Parking

  • Garage spaces: 2
  • Concrete
  • Direct Access
  • Garage Faces Front
  • Garage
  • Garage Door Opener

Pool

  • Gunite
  • In Ground
  • Pool
  • Pool Sweep
  • Waterfall
  • Community

Lot

  • Landscaped
  • Level
  • Subdivision

Community

Neighborhood

  • Subdivision: Williamsburg Ph 1a

HOA

  • FIRST SERVICE RESIDENTIAL

Schools

  • District: Rockwall ISD
  • Elementary: Lupe Garcia
  • Middle: Ursula Rakow
  • High: Rockwall-Heath

Financial & listing details

Listing

  • Price per sq ft: $193
  • County: Rockwall
  • Financing: Financing available from HFP, powered by Doorly

Estimated payment with seller financing

Est. seller-financed payment

$3,942/mo

Principal & interest
$3,154/mo
Property taxes
$500/mo
Homeowners insurance (est.)
$203/mo
HOA dues
$85/mo
Loan amount
$391,950
Seller financing rate (est.)
9.00%
Term
30-year fixed
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This estimate uses our seller financing program's rate. Taxes are from listing data and insurance is estimated. Your actual payment may be higher. Estimate only. Your final rate, payment, and terms are based on approval. This is not a commitment to lend.

Location

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A traditional mortgage isn't the only way. Self-employed, lower credit, ITIN, or turned down before? You may have another option.

Offered by HFP, powered by Doorly, only on this site, not by the seller or listing agent. Subject to underwriting and approval.

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How our financing program works

  1. 1

    Get qualified

    Answer a few quick questions and see the down payment you'd need. It takes about a minute and doesn't pull your credit.

  2. 2

    Make it your home

    Once you're approved, our lending partner buys the home from the seller at closing. The seller is paid in full and never carries a loan.

  3. 3

    Own it

    It resells the home to you at the same closing, with financing, so the title is in your name.

This is different from traditional seller financing, where the seller lends you the money. See the full requirements

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