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Financing available

$520,000

5205 Lockwood Drive, Waco, TX 76710

3
beds
2
baths
2,448
sqft

Est. with seller financing: $4,701/mo

  • Single-family
  • Built in 1956
  • 18,861 sq ft lot
  • $212/sqft
  • McLennan County

Interested in this home?

Seller financing is available to qualified buyers.

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About this home

“Sometimes you wanna go…” to a place where the setting is just as stunning as the home itself. Welcome to Lake Oaks—an established neighborhood known for its beautiful canopy of grand oak trees and peaceful, walkable streets, and neighbors who still wave hello. Nestled in its heart, this completely reimagined 2,448 sq. ft. home is a true standout. Taken down to the studs and rebuilt with care, this 3-bedroom, 2-bathroom home features all-new plumbing, electrical, HVAC, spray foam insulation, roof, and drywall—every inch thoughtfully upgraded. Inside, a bright, open-concept layout is elevated by designer finishes and modern style. The showstopping kitchen boasts quartz countertops, an oversized island, custom cabinetry, and a sleek appliance suite that ties it all together. The primary suite is absolutely massive with space for a reading nook or lounge area, plus a spacious walk-in closet and stunning bathroom with double vanities, modern tile, and a frameless glass shower. An enclosed sunroom—lined with windows and bathed in natural light—offers endless flexibility: second living space, plant haven, home gym, or playroom with views of the beautiful backyard. Step outside and you'll find mature trees, room to garden, entertain, or even add a pool--whatever your lifestyle calls for. Just minutes from Baylor University, downtown, and Waco’s best shopping and dining—yet tucked into one of its quietest corners—this home offers the perfect blend of high-end design, quality craftsmanship, and everyday comfort. You can try to compare this to others all you want, but Lockwood is Lockwood. Thoughtfully rebuilt, beautifully styled, and truly move-in ready--this one's something special. Book your showing today before it's gone.

Facts & features

Interior

Features

  • Decorative Designer Lighting Fixtures
  • Double Vanity
  • Eat In Kitchen
  • Kitchen Island
  • Open Floorplan
  • Pantry
  • Natural Woodwork
  • Walk In Closets

Heating & cooling

  • Heating: Central
  • Cooling: Central Air

Flooring

  • Ceramic Tile
  • Luxury Vinyl Plank

Appliances

  • Convection Oven
  • Dishwasher
  • Electric Oven
  • Gas Cooktop
  • Disposal
  • Microwave
  • Tankless Water Heater
  • Vented Exhaust Fan

Fireplace

  • Fireplaces: 1
  • Living Room

Exterior & lot

Construction

  • Style: Detached
  • Stories: 1
  • Roof: Composition
  • Materials: Board And Batten Siding, Brick, Wood Siding

Parking

  • Attached Carport

Community

Neighborhood

  • Subdivision: Lewis Harry F

Schools

  • District: Waco ISD
  • Elementary: Mountainview
  • Middle: Tennyson
  • High: Waco

Financial & listing details

Listing

  • Price per sq ft: $212
  • County: McLennan
  • Financing: Financing available from HFP, powered by Doorly

Estimated payment with seller financing

Est. seller-financed payment

$4,701/mo

Principal & interest
$3,766/mo
Property taxes
$692/mo
Homeowners insurance (est.)
$243/mo
Loan amount
$468,000
Seller financing rate (est.)
9.00%
Term
30-year fixed
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This estimate uses our seller financing program's rate. Taxes are from listing data and insurance is estimated. Your actual payment may be higher. Estimate only. Your final rate, payment, and terms are based on approval. This is not a commitment to lend.

Location

Love this home?Let's find a way to make it yours.

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A traditional mortgage isn't the only way to buy a home.

If you're self-employed, have a lower credit score, use an ITIN, or have been turned down for a mortgage, you may have another option.

Our financing program has different qualification guidelines for eligible buyers. Check your options before you rule out this home.

Available to qualified buyers from HFP, powered by Doorly, only on this site. The seller and listing agent are not affiliated with HFP and cannot offer this program directly. All financing is subject to underwriting, eligibility, program guidelines, and approval.

Check Your Financing Options

How our financing program works

  1. 1

    Get qualified

    Answer a few quick questions and see the down payment you'd need. It takes about a minute and doesn't pull your credit.

  2. 2

    Make it your home

    Once you're approved, our lending partner buys the home from the seller at closing. The seller is paid in full and never carries a loan.

  3. 3

    Own it

    It resells the home to you at the same closing, with financing, so the title is in your name.

This is different from traditional seller financing, where the seller lends you the money. See the full requirements

Listing courtesy of Wes McElroy, The McLeod Company · MLS #21019158 · 254-644-4095

Listing information provided by North Texas Real Estate Information Systems (NTREIS) through IDX. MLS status: Active (available for sale). Information is deemed reliable but not guaranteed and should be independently verified. NTREIS data is for viewing on this site only and may not be reproduced or redistributed. Last updated Oct 9, 2026.

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