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Financing available

$265,000

582 W College Street, Stephenville, TX 76401

3
beds: 2
baths: 1,516
sqft

Est. with seller financing: $2,381/mo

Single-family
Built in 1950
15,682 sq ft lot
$175/sqft
Erath County

Interested in this home?

Seller financing is available to qualified buyers.

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About this home

Located in central Stephenville, this 3-bedroom, 2-bath home offers convenience, space, and versatility just minutes from the Stephenville Square and Tarleton State University. With 1,516 square feet of living space situated on a generous 0.360-acre lot, this property provides both comfort and room to enjoy. The home features an attached garage and a functional layout suited for a variety of lifestyles. Currently operating as a rental property, it presents an excellent opportunity for investors looking to expand their portfolio. Its close proximity to Tarleton State also makes it a great option for college students seeking off-campus living. The property is in close proximity to Central Elementary School and could also be ideal for families wanting quick access to local schools while enjoying the convenience of being near shopping, dining, and downtown Stephenville. Whether you're searching for an investment property, student housing, or a place to call home, this property offers location, flexibility, and potential.

Facts & features

Interior

Features

High Speed Internet
Pantry
Cable Tv

Heating & cooling

Heating: Central, Natural Gas
Cooling: Central Air, Electric

Flooring

Laminate
Tile

Appliances

Dishwasher
Electric Cooktop
Electric Oven
Gas Water Heater

Exterior & lot

Features

Deck

Construction

Style: Early American, Detached
Stories: 1
Roof: Composition
Foundation: Pillar Post Pier
Materials: Brick

Parking

Garage spaces: 1
Concrete
Covered
Driveway
Garage
Inside Entrance
Garage Faces Side

Community

Neighborhood

Subdivision: City Add

Schools

District: Stephenville ISD
Elementary: Central
Middle: Gilbert
High: Stephenvil

Financial & listing details

Listing

Price per sq ft: $175
County: Erath
Financing: Financing available from HFP, powered by Doorly

Estimated payment with seller financing

Est. seller-financed payment

$2,381/mo

Down payment10% ($26,500)10%20%

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Principal & interest: $1,919/mo
Property taxes: $338/mo
Homeowners insurance (est.): $124/mo

Loan amount: $238,500
Seller financing rate (est.): 9.00%
Term: 30-year fixed

Powered byDoorly

This estimate uses our seller financing program's rate. Taxes are from listing data and insurance is estimated. Your actual payment may be higher. Estimate only. Your final rate, payment, and terms are based on approval. This is not a commitment to lend.

How buying this home works

1
Get qualified
We look at your ability to pay, not just a credit score. Self-employed and ITIN buyers welcome.
2
Pick this home
Once you're approved, tell us this is the one. We handle the purchase from the seller.
3
Move in
We resell the home to you at closing, so the title is in your name. Then make one fixed monthly payment, no bank required.

Location

Want to buy this home with seller financing?
We can help.

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Seller financing for this home is available to qualified buyers from HFP, powered by Doorly, only on this site. The seller and listing agent are not affiliated with HFP and cannot offer this program directly.

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Listing courtesy of York GILL, Gill Properties · MLS #21200235 ·

Listing information provided by North Texas Real Estate Information Systems (NTREIS) through IDX. Information is deemed reliable but not guaranteed and should be independently verified. Last updated Oct 9, 2026.