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Financing available

$442,000

705 Challenger Drive, McKinney, TX 75072

3
beds
2
baths
2,074
sqft

Est. with seller financing: $4,217/mo

  • Single-family
  • Built in 2014
  • 5,663 sq ft lot
  • $213/sqft
  • $88/mo HOA
  • Collin County

Interested in this home?

Seller financing is available to qualified buyers.

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About this home

* Brand new roof and new carpet in all bedrooms- July 2026!!* Welcome to this beautiful 3-bedroom, 2-bathroom home with a dedicated space for a home office or playroom in the highly sought-after Reserve at Westridge community in McKinney, Texas. Located within top-rated Prosper ISD and zoned to Furr Elementary School, this move-in ready home combines comfort, convenience, and an exceptional location. Filled with abundant natural light, the open-concept layout features neutral designer tones throughout, creating a bright and inviting atmosphere that complements any style. The spacious kitchen is equipped with granite countertops, stainless steel appliances, a gas cooktop, and ample cabinet space—ideal for both everyday living and entertaining. A private, dedicated office provides the perfect work-from-home setup, study space, or flex room without sacrificing a bedroom. One of the home's standout features is its premium lot with no rear residential neighbors! Enjoy the quiet and privacy of your backyard. Residents of The Reserve at Westridge enjoy access to outstanding community amenities, including multiple resort-style pools, walking trails, and a scenic neighborhood lake—perfect for evening strolls and weekend relaxation. Conveniently located near major highways, shopping, dining, and entertainment in both McKinney and Frisco, this home offers easy access to everything North Texas has to offer. If you're searching for a move-in ready home in Prosper ISD, a home with a dedicated office, or a property in The Reserve at Westridge, this exceptional opportunity deserves a closer look. Schedule your private showing today.

Facts & features

Interior

Features

  • High Speed Internet
  • Kitchen Island
  • Cable Tv

Heating & cooling

  • Heating: Central, Natural Gas
  • Cooling: Central Air, Electric

Flooring

  • Carpet
  • Tile
  • Wood

Appliances

  • Dishwasher
  • Gas Cooktop
  • Disposal
  • Gas Water Heater
  • Microwave

Fireplace

  • Fireplaces: 1
  • Gas Log
  • Wood Burning

Exterior & lot

Features

  • Rain Gutters

Construction

  • Style: Traditional, Detached
  • Stories: 1
  • Roof: Composition
  • Foundation: Slab
  • Materials: Brick

Parking

  • Garage spaces: 2
  • Door Single
  • Driveway
  • Garage Faces Front
  • Garage
  • Garage Door Opener

Community

Neighborhood

  • Subdivision: Reserve At Westridge Ph 6 The

HOA

  • The Reserve at Westridge

Schools

  • District: Prosper ISD
  • Elementary: Jack and June Furr
  • Middle: Bill Hays
  • High: Rock Hill

Financial & listing details

Listing

  • Price per sq ft: $213
  • County: Collin
  • Financing: Financing available from HFP, powered by Doorly

Estimated payment with seller financing

Est. seller-financed payment

$4,217/mo

Principal & interest
$3,201/mo
Property taxes
$722/mo
Homeowners insurance (est.)
$206/mo
HOA dues
$88/mo
Loan amount
$397,800
Seller financing rate (est.)
9.00%
Term
30-year fixed
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This estimate uses our seller financing program's rate. Taxes are from listing data and insurance is estimated. Your actual payment may be higher. Estimate only. Your final rate, payment, and terms are based on approval. This is not a commitment to lend.

Location

Your next home may have more than one path to ownership.

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Finding the right home is half the equation. Financing that works for your situation is the other half. This home may be eligible for our seller financing, also called owner financing, an option for buyers a traditional mortgage hasn't worked for.

It may be worth a look if you:

Available to qualified buyers from HFP, powered by Doorly, only on this site. The seller and listing agent are not affiliated with HFP and cannot offer this program directly. All financing is subject to underwriting, eligibility, program guidelines, and approval.

Check Your Financing Options

How our financing program works

  1. 1

    Get qualified

    Answer a few quick questions and see the down payment you'd need. It takes about a minute and doesn't pull your credit.

  2. 2

    Make it your home

    Once you're approved, our lending partner buys the home from the seller at closing. The seller is paid in full and never carries a loan.

  3. 3

    Own it

    It resells the home to you at the same closing, with financing, so the title is in your name.

This is different from traditional seller financing, where the seller lends you the money. See the full requirements

Listing courtesy of Jennifer Hansen, Real Broker, LLC · MLS #21308984 · 855-450-0442

Listing information provided by North Texas Real Estate Information Systems (NTREIS) through IDX. MLS status: Active (available for sale). Information is deemed reliable but not guaranteed and should be independently verified. NTREIS data is for viewing on this site only and may not be reproduced or redistributed. Last updated Oct 9, 2026.

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