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Financing available

$325,500

774 County Road 220, Breckenridge, TX 76424

2
beds
2
baths
1,376
sqft

Est. with seller financing: $2,761/mo

  • Single-family
  • Built in 1976
  • 16,117 sq ft lot
  • $237/sqft
  • Stephens County

Interested in this home?

Seller financing is available to qualified buyers.

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About this home

Beautifully remodeled waterfront home on Hubbard Creek Lake in Breckenridge, TX! This 1,376 sq ft home offers 2 bedrooms and 2 bathrooms with a fresh, modern feel throughout. Thoughtfully updated with neutral colors, new paint, fixtures, and lighting, this home is truly move-in ready. The open-concept layout features a spacious living area with a woodburning fireplace and large windows overlooking the lake. The kitchen showcases quartz countertops, all new appliances, and an island providing additional storage and workspace. Bathrooms have been fully updated with new vanities featuring quartz tops, along with updated fixtures and lighting. Bedrooms are spacious and comfortable, completing the inviting interior. Exterior features include a workshop, metal storage building, and a metal covered patio down by the water, perfect for enjoying lake views. Property also includes a new boat dock, new septic system, new roof and is fully fenced for pets. Tastefully updated inside and out, this waterfront home offers the perfect blend of comfort, style, and lake living.

Facts & features

Interior

Features

  • Decorative Designer Lighting Fixtures
  • Double Vanity
  • Kitchen Island
  • Open Floorplan

Heating & cooling

  • Heating: Central, Electric
  • Cooling: Central Air, Ceiling Fans, Electric

Flooring

  • Tile

Appliances

  • Dryer
  • Dishwasher
  • Electric Range
  • Electric Water Heater
  • Microwave
  • Refrigerator
  • Washer

Fireplace

  • Fireplaces: 1
  • Wood Burning

Laundry

  • Washer Hookup
  • Dryer Hookup
  • Electric Dryer Hookup

Exterior & lot

Features

  • Dock
  • Storage

Construction

  • Style: Ranch, Detached
  • Stories: 1
  • Roof: Composition
  • Foundation: Slab
  • Materials: Brick

Parking

  • Driveway

Lot

  • Hardwood Trees
  • Few Trees

Community

Neighborhood

  • Subdivision: T&P Rr Co Lands Stephens Count

Schools

  • District: Breckenridge ISD
  • Elementary: South
  • Middle: Breckenrid
  • High: Breckenrid

Financial & listing details

Listing

  • Price per sq ft: $237
  • County: Stephens
  • Financing: Financing available from HFP, powered by Doorly

Estimated payment with seller financing

Est. seller-financed payment

$2,761/mo

Principal & interest
$2,357/mo
Property taxes
$252/mo
Homeowners insurance (est.)
$152/mo
Loan amount
$292,950
Seller financing rate (est.)
9.00%
Term
30-year fixed
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This estimate uses our seller financing program's rate. Taxes are from listing data and insurance is estimated. Your actual payment may be higher. Estimate only. Your final rate, payment, and terms are based on approval. This is not a commitment to lend.

How buying this home works

  1. 1

    Get qualified

    We look at your ability to pay, not just a credit score. Self-employed and ITIN buyers welcome.

  2. 2

    Pick this home

    Once you're approved, tell us this is the one. We handle the purchase from the seller.

  3. 3

    Move in

    We resell the home to you at closing, so the title is in your name. Then make one fixed monthly payment, no bank required.

Location

Listing information

Listing courtesy of

Carolyn Moore

Copperleaf Properties

254-522-1904

MLS #
21243700

Listing information provided by North Texas Real Estate Information Systems (NTREIS) through IDX. Information is deemed reliable but not guaranteed and should be independently verified. Last updated Oct 9, 2026.

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Seller financing for this home is available to qualified buyers from HFP, powered by Doorly, only on this site. The seller and listing agent are not affiliated with HFP and cannot offer this program directly.

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