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Financing available

$159,000

818 W Elm Street, Denison, TX 75020

3
beds
1
baths
967
sqft

Est. with seller financing: $1,582/mo

  • Single-family
  • Built in 2018
  • 6,665 sq ft lot
  • $164/sqft
  • Grayson County

Interested in this home?

Seller financing is available to qualified buyers.

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About this home

Welcome to this beautifully maintained 3-bedroom, 1-bath home offering modern style, functional and open living spaces, and move-in ready convenience. Built in 2018, this home combines the benefits of newer construction with an inviting layout designed for comfortable everyday living. A charming front porch welcomes you home and provides the perfect spot to enjoy your morning coffee or unwind in the evening. Step inside to discover a bright, open floor plan featuring luxury vinyl wood-look plank flooring throughout the entire home—no carpet—creating a clean, cohesive, and low-maintenance living space. The spacious living area flows seamlessly into the kitchen and dining spaces, making it easy to entertain and stay connected with family and guests. At the heart of the home, the kitchen features a large center island, ample cabinetry, and plenty of prep space, making it ideal for everything from weeknight dinners to weekend gatherings. The primary bedroom offers a comfortable retreat, while the secondary bedrooms provide flexibility for guests, a home office, nursery, or additional flex space to fit your lifestyle needs. Designed with both functionality and comfort in mind, this home offers an exceptional opportunity for first-time homebuyers, downsizers, or investors seeking a low-maintenance property with modern appeal. Schedule your private showing today and experience everything this inviting home has to offer!

Facts & features

Interior

Features

  • Built In Features
  • Decorative Designer Lighting Fixtures
  • Granite Counters
  • High Speed Internet
  • Kitchen Island
  • Open Floorplan
  • Pantry
  • Cable Tv
  • Vaulted Ceilings
  • Walk In Closets

Heating & cooling

  • Heating: Central, Electric
  • Cooling: Central Air, Ceiling Fans, Electric

Flooring

  • Luxury Vinyl Plank

Appliances

  • Dishwasher
  • Electric Range
  • Electric Water Heater
  • Disposal
  • Microwave
  • Refrigerator

Laundry

  • Washer Hookup
  • Dryer Hookup
  • Stacked

Exterior & lot

Construction

  • Style: Traditional, Detached
  • Stories: 1
  • Roof: Composition
  • Foundation: Slab

Parking

  • No Garage
  • On Street

Lot

  • Back Yard
  • Lawn
  • Landscaped

Community

Neighborhood

  • Subdivision: Perrys J W 1st Add

Schools

  • District: Denison ISD
  • Elementary: Terrell
  • Middle: Henry Scott,Mcdaniel
  • High: Denison

Financial & listing details

Listing

  • Price per sq ft: $164
  • County: Grayson
  • Financing: Financing available from HFP, powered by Doorly

Estimated payment with seller financing

Est. seller-financed payment

$1,582/mo

Principal & interest
$1,151/mo
Property taxes
$357/mo
Homeowners insurance (est.)
$74/mo
Loan amount
$143,100
Seller financing rate (est.)
9.00%
Term
30-year fixed
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This estimate uses our seller financing program's rate. Taxes are from listing data and insurance is estimated. Your actual payment may be higher. Estimate only. Your final rate, payment, and terms are based on approval. This is not a commitment to lend.

Location

Love this home?Let's find a way to make it yours.

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A traditional mortgage isn't the only way to buy a home.

If you're self-employed, have a lower credit score, use an ITIN, or have been turned down for a mortgage, you may have another option.

Our financing program has different qualification guidelines for eligible buyers. Check your options before you rule out this home.

Available to qualified buyers from HFP, powered by Doorly, only on this site. The seller and listing agent are not affiliated with HFP and cannot offer this program directly. All financing is subject to underwriting, eligibility, program guidelines, and approval.

Check Your Financing Options

How our financing program works

  1. 1

    Get qualified

    Answer a few quick questions and see the down payment you'd need. It takes about a minute and doesn't pull your credit.

  2. 2

    Make it your home

    Once you're approved, our lending partner buys the home from the seller at closing. The seller is paid in full and never carries a loan.

  3. 3

    Own it

    It resells the home to you at the same closing, with financing, so the title is in your name.

This is different from traditional seller financing, where the seller lends you the money. See the full requirements

Listing courtesy of Bernard Bell, OmniKey Realty, LLC. · MLS #21304899 · 972-480-8280

Listing information provided by North Texas Real Estate Information Systems (NTREIS) through IDX. MLS status: Active (available for sale). Information is deemed reliable but not guaranteed and should be independently verified. NTREIS data is for viewing on this site only and may not be reproduced or redistributed. Last updated Oct 9, 2026.

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