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Financing available

$344,900

859 Sitwell Drive, Fate, TX 75087

4
beds
2.5
baths
2,318
sqft

Est. with seller financing: $3,385/mo

  • Single-family
  • Built in 2021
  • 5,750 sq ft lot
  • $149/sqft
  • $47/mo HOA
  • Rockwall County

Interested in this home?

Seller financing is available to qualified buyers.

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About this home

This beautiful 1.5-story home offers 4 bedrooms, 2.5 bathrooms, two living areas, and an attached 2-car garage. The attractive brick exterior features stone accents and a covered entryway. A welcoming foyer leads into the home, where wood-look flooring, neutral wall colors, and abundant natural light create an inviting atmosphere. The main level features a formal dining room with large windows, conveniently positioned near the foyer. Beyond the dining area, the spacious living room connects to the kitchen, creating an open-concept layout for relaxing and entertaining. The kitchen offers a large center island with a double sink, breakfast bar seating, quartz-style countertops, white cabinetry with gold-toned hardware, a subway tile backsplash, stainless steel appliances, and a gas range. A breakfast nook adjacent to the kitchen provides additional space for casual dining, while a nearby pantry offers convenient storage. The main-level primary suite is situated in a separate wing of the home, offering a spacious bedroom with a ceiling fan, large windows, and carpeted flooring. Its ensuite bathroom includes a dual-sink vanity with ample cabinet storage, a walk-in shower, and access to a walk-in closet. Three secondary bedrooms are also located on the main level, along with a full bathroom, a half bathroom, and a dedicated laundry room. Upstairs, a spacious loft serves as a second living area, complete with a closet and flexible space for a media room, game room, home office, or additional entertainment area. Outside, the covered back patio overlooks a fully fenced backyard with an open grassy lawn, offering space for outdoor seating, gardening, or recreational activities. The wood privacy fence provides a defined outdoor area, while the patio offers a shaded spot to enjoy the outdoors. With its functional layout, this home offers a comfortable setting for everyday living and entertaining.

Listing courtesy of Chris Watters, Watters International Realty · MLS #21413876 · 469-965-9865

Facts & features

Interior

Features

  • Built In Features
  • Double Vanity
  • Eat In Kitchen
  • Kitchen Island
  • Open Floorplan
  • Pantry
  • Cable Tv
  • Walk In Closets

Heating & cooling

  • Heating: Central, Natural Gas
  • Cooling: Central Air, Ceiling Fans, Electric

Flooring

  • Carpet
  • Ceramic Tile

Appliances

  • Some Gas Appliances
  • Dishwasher
  • Disposal
  • Gas Range
  • Gas Water Heater
  • Microwave
  • Plumbed For Gas

Laundry

  • Laundry In Utility Room

Exterior & lot

Construction

  • Style: Traditional, Detached
  • Roof: Composition, Shingle
  • Foundation: Slab
  • Materials: Brick, Concrete, Wood Siding

Parking

  • Garage spaces: 2
  • Driveway
  • Garage Faces Front
  • Garage
  • Garage Door Opener

Pool

  • Community

Lot

  • Interior Lot
  • Level
  • Subdivision

Community

Neighborhood

  • Subdivision: Woodcreek Ph 9d-1

HOA

  • Woodcreek Fate HOA

Schools

  • District: Royse City ISD
  • Elementary: Vernon
  • Middle: Bobby Summers
  • High: Royse City

Financial & listing details

Listing

  • Price per sq ft: $149
  • County: Rockwall
  • Financing: Financing available from HFP, powered by Doorly

Estimated payment with seller financing

Est. seller-financed payment

$3,385/mo

Principal & interest
$2,498/mo
Property taxes
$679/mo
Homeowners insurance (est.)
$161/mo
HOA dues
$47/mo
Loan amount
$310,410
Seller financing rate (est.)
9.00%
Term
30-year fixed
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This estimate uses our seller financing program's rate. Taxes are from listing data and insurance is estimated. Your actual payment may be higher. Estimate only. Your final rate, payment, and terms are based on approval. This is not a commitment to lend.

Location

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A traditional mortgage isn't the only way. Self-employed, lower credit, ITIN, or turned down before? You may have another option.

Offered by HFP, powered by Doorly, only on this site, not by the seller or listing agent. Subject to underwriting and approval.

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How our financing program works

  1. 1

    Get qualified

    Answer a few quick questions and see the down payment you'd need. It takes about a minute and doesn't pull your credit.

  2. 2

    Make it your home

    Once you're approved, our lending partner buys the home from the seller at closing. The seller is paid in full and never carries a loan.

  3. 3

    Own it

    It resells the home to you at the same closing, with financing, so the title is in your name.

This is different from traditional seller financing, where the seller lends you the money. See the full requirements

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