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Financing available

$338,000

89 Park Lane, Gainesville, TX 76240

3
beds
2
baths
1,807
sqft

Est. with seller financing: $3,273/mo

  • Single-family
  • Built in 2012
  • 13,896 sq ft lot
  • $187/sqft
  • $33/mo HOA
  • Cooke County

Interested in this home?

Seller financing is available to qualified buyers.

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About this home

Zero down payment eligible home. Enjoy tranquil lake living in this 3 bedroom, 2 bath home in Lake Moss community, perfectly positioned to capture peaceful water views and community amenities. A large covered front porch offers an inviting space to relax and take in the scenic lake setting. Inside, the home features an open-concept kitchen, dining and living area, ideal for everyday living and entertaining. The kitchen includes a center island and flows seamlessly into the living area, where large windows and a fireplace in the den creates a warm atmosphere with lake views. The primary suite is a true retreat, highlighted by a spacious en-suite bathroom with a large soaking tub and its own fireplace, providing comfort and luxury. A designated desk area offers flexible spack for working at home or homework. Additional features include a designated dock space with a dock provided, three covered carport parking spaces, fenced backyard, additional storage shed, designated 25 foot leased waterfront space, and located across from the 4.33 acres community park where the designated dock space is. The property combines lake access, functional design, and thoughtful amenities-an excellent opportunity to enjoy relaxed lakefront living on Lake Moss. All furniture and appliances convey with the sale. Ask about a closing credit available with Great Western Home Loans. Home is in USDA zone that qualifies for a zero down payment.

Facts & features

Interior

Features

  • Eat In Kitchen
  • Granite Counters
  • High Speed Internet
  • Kitchen Island
  • Open Floorplan
  • Cable Tv

Heating & cooling

  • Heating: Central, Electric
  • Cooling: Central Air, Electric

Appliances

  • Dishwasher
  • Electric Cooktop
  • Electric Oven
  • Disposal
  • Microwave

Fireplace

  • Fireplaces: 2
  • Bath
  • Den

Exterior & lot

Features

  • Deck
  • Dock

Construction

  • Stories: 1
  • Roof: Composition
  • Foundation: Pillar Post Pier

Parking

  • Additional Parking
  • Boat
  • Covered
  • Carport
  • Detached Carport
  • On Site
  • Parking Pad
  • Rv Access Parking

Lot

  • Corner Lot
  • View: Water

Community

Neighborhood

  • Subdivision: MOSS LAKE EST; LOT 25 & 26; SEC A; MH LABEL#

HOA

  • Moss Lake Estates HOA

Schools

  • District: Sivells Bend ISD
  • Elementary: Sivells Bend
  • Middle: Sivells Bend
  • High: Muenster

Financial & listing details

Listing

  • Price per sq ft: $187
  • County: Cooke
  • Financing: Financing available from HFP, powered by Doorly

Estimated payment with seller financing

Est. seller-financed payment

$3,273/mo

Principal & interest
$2,448/mo
Property taxes (est.)
$634/mo
Homeowners insurance (est.)
$158/mo
HOA dues
$33/mo
Loan amount
$304,200
Seller financing rate (est.)
9.00%
Term
30-year fixed
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This estimate uses our seller financing program's rate. Taxes are estimated at 2.25% of the price because this listing has no full-year tax amount (common for new construction); actual taxes may differ and insurance is estimated. Your actual payment may be higher. Estimate only. Your final rate, payment, and terms are based on approval. This is not a commitment to lend.

Location

Love this home?Let's find a way to make it yours.

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A traditional mortgage isn't the only way to buy a home.

If you're self-employed, have a lower credit score, use an ITIN, or have been turned down for a mortgage, you may have another option.

Our financing program has different qualification guidelines for eligible buyers. Check your options before you rule out this home.

Available to qualified buyers from HFP, powered by Doorly, only on this site. The seller and listing agent are not affiliated with HFP and cannot offer this program directly. All financing is subject to underwriting, eligibility, program guidelines, and approval.

Check Your Financing Options

How our financing program works

  1. 1

    Get qualified

    Answer a few quick questions and see the down payment you'd need. It takes about a minute and doesn't pull your credit.

  2. 2

    Make it your home

    Once you're approved, our lending partner buys the home from the seller at closing. The seller is paid in full and never carries a loan.

  3. 3

    Own it

    It resells the home to you at the same closing, with financing, so the title is in your name.

This is different from traditional seller financing, where the seller lends you the money. See the full requirements

Listing courtesy of Angela Deacon, Great Western Realty · MLS #21162406 · 817-689-2888

Listing information provided by North Texas Real Estate Information Systems (NTREIS) through IDX. MLS status: Active (available for sale). Information is deemed reliable but not guaranteed and should be independently verified. NTREIS data is for viewing on this site only and may not be reproduced or redistributed. Last updated Oct 9, 2026.

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