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Financing available

$650,000

901 Oak Street, McKinney, TX 75069

3
beds
3
baths
1,825
sqft

Est. with seller financing: $5,451/mo

  • Single-family
  • Built in 1903
  • 11,979 sq ft lot
  • $356/sqft
  • Collin County

Interested in this home?

Seller financing is available to qualified buyers.

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About this home

There’s something special about a home with a story to tell. Nestled beneath a canopy of mature shade trees on an oversized corner lot spanning more than a quarter acre, this charming 3-bedroom, 3-bath home offers the character and history that make Historic Downtown McKinney so special. Thoughtfully updated for modern living while preserving its timeless charm, the home features an updated kitchen with elegant finishes and beautifully updated bathrooms. The second floor offers a private secondary bedroom with a full bath, creating a flexible retreat ideal for guests, a home office, creative space, or a quiet getaway. Outside, a large deck provides a romantic setting for morning coffee, evening gatherings, or relaxing beneath the mature trees. The generous lot, established landscaping, and beautiful setting create a sense of space that’s increasingly hard to find so close to downtown. Just moments from the Historic McKinney Square, enjoy easy access to locally owned boutiques, coffee shops, restaurants, farmers markets, festivals, and the vibrant community atmosphere that makes Downtown McKinney one of North Texas’ most sought-after destinations. Whether you’re searching for an updated historic home, a home near the McKinney Square, a property with a large corner lot, or a flexible floor plan close to the best of downtown living, 901 Oak Street offers something truly special. A home with history, character, and a story ready for its next chapter.

Listing courtesy of Courtney Benson, Real Broker, LLC · MLS #21411321 · 855-450-0442

Facts & features

Interior

Features

  • Decorative Designer Lighting Fixtures
  • Double Vanity
  • Eat In Kitchen
  • Granite Counters
  • High Speed Internet
  • Kitchen Island
  • Loft
  • Multiple Master Suites
  • Paneling Wainscoting
  • Cable Tv
  • Vaulted Ceilings
  • Natural Woodwork
  • Wired For Sound

Heating & cooling

  • Heating: Central, Electric
  • Cooling: Central Air, Electric

Flooring

  • Hardwood
  • Wood

Appliances

  • Dishwasher
  • Gas Cooktop
  • Disposal
  • Gas Oven
  • Vented Exhaust Fan

Exterior & lot

Construction

  • Style: Craftsman, Detached
  • Stories: 1
  • Roof: Composition
  • Foundation: Pillar Post Pier

Parking

  • Concrete
  • Detached Carport

Lot

  • Corner Lot

Community

Neighborhood

  • Subdivision: Tucker Add

Schools

  • District: McKinney ISD
  • Elementary: Caldwell
  • Middle: Faubion
  • High: Mckinney Boyd

Financial & listing details

Listing

  • Price per sq ft: $356
  • County: Collin
  • Financing: Financing available from HFP, powered by Doorly

Estimated payment with seller financing

Est. seller-financed payment

$5,451/mo

Principal & interest
$4,707/mo
Property taxes
$441/mo
Homeowners insurance (est.)
$303/mo
Loan amount
$585,000
Seller financing rate (est.)
9.00%
Term
30-year fixed
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This estimate uses our seller financing program's rate. Taxes are from listing data and insurance is estimated. Your actual payment may be higher. Estimate only. Your final rate, payment, and terms are based on approval. This is not a commitment to lend.

Location

Love this home?Let's find a way to make it yours.

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A traditional mortgage isn't the only way. Self-employed, lower credit, ITIN, or turned down before? You may have another option.

Offered by HFP, powered by Doorly, only on this site, not by the seller or listing agent. Subject to underwriting and approval.

Get Pre-Qualified

How our financing program works

  1. 1

    Get qualified

    Answer a few quick questions and see the down payment you'd need. It takes about a minute and doesn't pull your credit.

  2. 2

    Make it your home

    Once you're approved, our lending partner buys the home from the seller at closing. The seller is paid in full and never carries a loan.

  3. 3

    Own it

    It resells the home to you at the same closing, with financing, so the title is in your name.

This is different from traditional seller financing, where the seller lends you the money. See the full requirements

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