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Financing available

$725,000

928 Indian Trail, Oak Leaf, TX 75154

4
beds
2.5
baths
3,882
sqft

Est. with seller financing: $6,484/mo

  • Single-family
  • Built in 2007
  • 88,862 sq ft lot
  • $187/sqft
  • Ellis County

Interested in this home?

Seller financing is available to qualified buyers.

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About this home

Welcome to 928 Indian Trail, where thoughtful upgrades, custom details, and exceptional functionality come together to create a home designed for comfortable everyday living. The kitchen is a standout, featuring custom cabinetry with specialized storage, pull-out shelving, movable drawer dividers, and a pot filler above the induction cooktop. Most appliances have been replaced, including a refrigerator just two years old and a microwave and dishwasher approximately one year old. Enjoy the spacious primary bath with a jetted tub, walk-in shower featuring dual showerheads, and a generous walk-in closet with built-ins. Additional highlights include solid wood doors throughout, a dedicated office with custom cabinetry and built-in desk, and a mirrored exercise room featuring The Mirror fitness system. Storage is abundant, with a large closet beneath the staircase and walk-in attic spaces on both sides of the upstairs bonus room, complete with decking. The utility room offers built-in cabinets, counter space, a large utility sink, and an included refrigerator. The insulated garage adds even more versatility with a second washer and dryer hookup, built-in workbench, shelving, and a recently installed camera-equipped garage door opener. Major improvements provide added peace of mind, including a roof replaced in December 2023 with warranty coverage through December 2033, two HVAC systems replaced in January 2020 with warranty coverage through January 2030, and both water heaters replaced in June 2020. Additional care includes a monitored exterior security camera system, regularly maintained aerobic septic system, quarterly pest service, and a September 2026 termite inspection. Step outside to enjoy the covered patio with two ceiling fan lights. With extensive improvements, custom storage solutions, and spaces designed around both work and wellness, this home offers a wonderful combination of comfort, convenience, and thoughtful functionality.

Listing courtesy of Robyn Chavarria, Real Broker, LLC · MLS #21428415 · 855-450-0442

Facts & features

Interior

Features

  • Built In Features
  • Decorative Designer Lighting Fixtures
  • Eat In Kitchen
  • Granite Counters
  • High Speed Internet
  • Kitchen Island
  • Open Floorplan
  • Pantry
  • Natural Woodwork

Heating & cooling

  • Heating: Central, Fireplaces
  • Cooling: Attic Fan, Central Air, Ceiling Fans, Electric

Flooring

  • Carpet
  • Ceramic Tile
  • Luxury Vinyl Plank

Appliances

  • Dryer
  • Dishwasher
  • Electric Oven
  • Electric Range
  • Electric Water Heater
  • Disposal
  • Microwave
  • Refrigerator
  • Water Softener
  • Washer

Fireplace

  • Fireplaces: 1
  • Living Room

Laundry

  • Laundry In Utility Room

Exterior & lot

Features

  • Lighting
  • Storage

Construction

  • Style: Traditional, Detached
  • Stories: 1
  • Roof: Composition
  • Foundation: Slab
  • Materials: Brick, Rock, Stone

Parking

  • Garage spaces: 2
  • Additional Parking
  • Driveway
  • Garage
  • Garage Door Opener
  • Inside Entrance
  • Garage Faces Side

Lot

  • Acreage
  • Back Yard
  • Lawn

Community

Neighborhood

  • Subdivision: Indian Hills

Schools

  • District: Red Oak ISD
  • Elementary: Shields
  • Middle: Dr. Joy Shaw
  • High: Red Oak

Financial & listing details

Listing

  • Price per sq ft: $187
  • County: Ellis
  • Financing: Financing available from HFP, powered by Doorly

Estimated payment with seller financing

Est. seller-financed payment

$6,484/mo

Principal & interest
$5,250/mo
Property taxes
$896/mo
Homeowners insurance (est.)
$338/mo
Loan amount
$652,500
Seller financing rate (est.)
9.00%
Term
30-year fixed
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This estimate uses our seller financing program's rate. Taxes are from listing data and insurance is estimated. Your actual payment may be higher. Estimate only. Your final rate, payment, and terms are based on approval. This is not a commitment to lend.

Location

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A traditional mortgage isn't the only way. Self-employed, lower credit, ITIN, or turned down before? You may have another option.

Offered by HFP, powered by Doorly, only on this site, not by the seller or listing agent. Subject to underwriting and approval.

Get Pre-Qualified

How our financing program works

  1. 1

    Get qualified

    Answer a few quick questions and see the down payment you'd need. It takes about a minute and doesn't pull your credit.

  2. 2

    Make it your home

    Once you're approved, our lending partner buys the home from the seller at closing. The seller is paid in full and never carries a loan.

  3. 3

    Own it

    It resells the home to you at the same closing, with financing, so the title is in your name.

This is different from traditional seller financing, where the seller lends you the money. See the full requirements

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