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Financing available

$159,900

1001 Leaning Oak Drive, Tool, TX 75143

2
beds
1
baths
900
sqft

Est. with seller financing: $1,447/mo

  • Single-family
  • Built in 1972
  • 14,985 sq ft lot
  • $178/sqft
  • $15/mo HOA
  • Henderson County

Interested in this home?

Seller financing is available to qualified buyers.

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About this home

Charming home on three lots in the desirable Cedarcrest Shores community at Cedar Creek Lake! Nestled on approximately .34 acres, this property offers a rare combination of space, privacy, and lake lifestyle living. Inside, you’ll find an inviting open-concept living area with original hardwood floors and a functional kitchen layout that flows easily for everyday living or weekend getaways. The spacious primary bedroom features direct access to the backyard, creating a seamless indoor-outdoor feel. Step outside to enjoy the large front deck—perfect for morning coffee or relaxing evenings—along with a fenced backyard, mature trees, and a storage shed for added convenience. With access from two streets, the property offers flexibility and ease of use. Located just minutes from the community’s private boat ramp and dock, you’ll have quick access to Cedar Creek Lake for fishing, boating, and enjoying the outdoors. Positioned on the west side of the lake, this home also provides an easy commute to Corsicana, Kaufman, and Dallas. Whether you're looking for a full-time residence, weekend retreat, or investment opportunity, this property offers incredible potential in a lake community setting.

Facts & features

Interior

Features

  • Built In Features
  • Decorative Designer Lighting Fixtures
  • Eat In Kitchen
  • Paneling Wainscoting

Heating & cooling

  • Cooling: Wall Window Units

Flooring

  • Hardwood

Appliances

  • Electric Oven

Laundry

  • Stacked

Exterior & lot

Construction

  • Style: Detached
  • Stories: 1
  • Roof: Composition
  • Foundation: Pillar Post Pier

Parking

  • Driveway

Lot

  • Acreage
  • Cleared

Community

Neighborhood

  • Subdivision: Cedarcrest Shores Estate

HOA

  • Cedarcrest Shores

Schools

  • District: Malakoff ISD
  • Elementary: Malakoff
  • Middle: Malakoff
  • High: Malakoff

Financial & listing details

Listing

  • Price per sq ft: $178
  • County: Henderson
  • Financing: Financing available from HFP, powered by Doorly

Estimated payment with seller financing

Est. seller-financed payment

$1,447/mo

Principal & interest
$1,158/mo
Property taxes
$199/mo
Homeowners insurance (est.)
$75/mo
HOA dues
$15/mo
Loan amount
$143,910
Seller financing rate (est.)
9.00%
Term
30-year fixed
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This estimate uses our seller financing program's rate. Taxes are from listing data and insurance is estimated. Your actual payment may be higher. Estimate only. Your final rate, payment, and terms are based on approval. This is not a commitment to lend.

How buying this home works

  1. 1

    Get qualified

    We look at your ability to pay, not just a credit score. Self-employed and ITIN buyers welcome.

  2. 2

    Pick this home

    Once you're approved, tell us this is the one. We handle the purchase from the seller.

  3. 3

    Move in

    We resell the home to you at closing, so the title is in your name. Then make one fixed monthly payment, no bank required.

Location

Listing information

Listing courtesy of

Chelsea Mendez

CENTURY 21 First Group

903-567-5606

MLS #
21281965

Listing information provided by North Texas Real Estate Information Systems (NTREIS) through IDX. Information is deemed reliable but not guaranteed and should be independently verified. Last updated Oct 9, 2026.

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We can help.

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Seller financing for this home is available to qualified buyers from HFP, powered by Doorly, only on this site. The seller and listing agent are not affiliated with HFP and cannot offer this program directly.

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