1 / 24

Financing available

$175,000

521 Hilltop Drive, Tool, TX 75143

2
beds: 1
baths: 912
sqft

Est. with seller financing: $1,460/mo

Single-family
Built in 1984
10,367 sq ft lot
$192/sqft
$3/mo HOA
Henderson County

Interested in this home?

Seller financing is available to qualified buyers.

Powered byDoorly

About this home

NEW AC and HOT WATER HEATER to be installed for buyer before closing! This charming two-bedroom, one-bath home sits on two lots and is within walking distance of Cedar Creek Lake. Located in the quiet, established community of Cedar Crest Shores, the property offers a peaceful setting ideal for a weekend getaway or a full-time residence. The home features an open-concept layout, a spacious covered porch perfect for relaxing, fenced backyard, and covered parking. Enjoy tranquil lake-area views and a welcoming neighborhood atmosphere. This property also presents a fantastic opportunity as an investment rental or for a first-time homebuyer.

Facts & features

Interior

Features

Eat In Kitchen

Heating & cooling

Heating: Central, Electric
Cooling: Central Air, Ceiling Fans

Appliances

Electric Range

Exterior & lot

Construction

Style: Detached
Stories: 1
Roof: Composition

Parking

Carport

Lot

Back Yard
Lawn
Few Trees

Community

Neighborhood

Subdivision: Cedarcrest Shores Estate

HOA

Cedar Crest Shores

Schools

District: Malakoff ISD
Elementary: Malakoff
Middle: Malakoff
High: Malakoff

Financial & listing details

Listing

Price per sq ft: $192
County: Henderson
Financing: Financing available from HFP, powered by Doorly

Estimated payment with seller financing

Est. seller-financed payment

$1,460/mo

Down payment10% ($17,500)10%20%

See If You Qualify

Principal & interest: $1,267/mo
Property taxes: $108/mo
Homeowners insurance (est.): $82/mo
HOA dues: $3/mo

Loan amount: $157,500
Seller financing rate (est.): 9.00%
Term: 30-year fixed

Powered byDoorly

This estimate uses our seller financing program's rate. Taxes are from listing data and insurance is estimated. Your actual payment may be higher. Estimate only. Your final rate, payment, and terms are based on approval. This is not a commitment to lend.

How buying this home works

1
Get qualified
We look at your ability to pay, not just a credit score. Self-employed and ITIN buyers welcome.
2
Pick this home
Once you're approved, tell us this is the one. We handle the purchase from the seller.
3
Move in
We resell the home to you at closing, so the title is in your name. Then make one fixed monthly payment, no bank required.

Location

Listing information

Listing courtesy of

Kelsey Davis

Elsie Halbert Real Estate, LLC

972-962-2110

MLS #: 21301659

Listing information provided by North Texas Real Estate Information Systems (NTREIS) through IDX. Information is deemed reliable but not guaranteed and should be independently verified. Last updated Oct 9, 2026.

Want to buy this home with seller financing?
We can help.

Powered byDoorly

Seller financing for this home is available to qualified buyers from HFP, powered by Doorly, only on this site. The seller and listing agent are not affiliated with HFP and cannot offer this program directly.

See If You Qualify