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Financing available

$215,000

1529 Oak Shore Drive, Tool, TX 75143

3
beds
2
baths
1,536
sqft

Est. with seller financing: $2,109/mo

  • Single-family
  • Built in 1970
  • 10,542 sq ft lot
  • $140/sqft
  • $10/mo HOA
  • Henderson County

Interested in this home?

Seller financing is available to qualified buyers.

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About this home

Enjoy lakefront living in this 3-bedroom, 2-bath home located in the quiet Tradewinds Addition community on Cedar Creek Lake. This property offers a private boat slip, a spacious waterfront entertaining area, additional storage, a cozy wood-burning stove, outdoor firepit, and covered parking with attached storage. The home features an open-concept living and dining area with large windows that showcase beautiful lake views. The dining area comfortably seats six and flows seamlessly into the living room, creating the perfect space for gathering with family and friends. The primary bedroom and one bathroom are located upstairs, along with an additional bedroom. Downstairs you’ll find a third bedroom and second bathroom, offering flexibility for guests or family. Step outside to the covered back patio, ideal for relaxing and enjoying the peaceful surroundings. The fenced yard provides plenty of room for entertaining, outdoor activities, or letting pets run freely. Located at the end of a quiet cove, the property offers scenic water views and a tranquil setting.This is an excellent opportunity to own a lakefront home on Cedar Creek Lake at an attractive price, with a voluntary POA. The surrounding area continues to grow with new restaurants, shops, and local hangouts nearby. Conveniently located just one hour from Dallas, this property is perfect as a full-time residence, weekend getaway, or investment opportunity.If you’ve been looking for a lake home on Cedar Creek Lake, this could be the one! 24 hour showing request required.Home is located in TVEC Co-op and WCCMUD district.

Facts & features

Interior

Features

  • Cedar Closets
  • High Speed Internet
  • Multiple Staircases
  • Cable Tv
  • Walk In Closets

Heating & cooling

  • Heating: Fireplaces
  • Cooling: Wall Window Units

Flooring

  • Carpet
  • Laminate
  • Tile

Appliances

  • Dishwasher
  • Electric Range
  • Trash Compactor

Fireplace

  • Fireplaces: 1
  • Living Room
  • Wood Burning

Exterior & lot

Features

  • Boat Slip
  • Fire Pit
  • Private Entrance
  • Rain Gutters

Construction

  • Stories: 2
  • Roof: Composition
  • Foundation: Pillar Post Pier
  • Materials: Wood Siding

Parking

  • Carport

Lot

  • Back Yard
  • Interior Lot
  • Lawn
  • Sprinkler System
  • Few Trees
  • Waterfront
  • View: Water

Community

Neighborhood

  • Subdivision: Tradewinds Add

HOA

  • Tradewinds POA

Schools

  • District: Malakoff ISD
  • Elementary: Malakoff
  • Middle: Malakoff
  • High: Malakoff

Financial & listing details

Listing

  • Price per sq ft: $140
  • County: Henderson
  • Financing: Financing available from HFP, powered by Doorly

Estimated payment with seller financing

Est. seller-financed payment

$2,109/mo

Principal & interest
$1,557/mo
Property taxes
$442/mo
Homeowners insurance (est.)
$100/mo
HOA dues
$10/mo
Loan amount
$193,500
Seller financing rate (est.)
9.00%
Term
30-year fixed
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This estimate uses our seller financing program's rate. Taxes are from listing data and insurance is estimated. Your actual payment may be higher. Estimate only. Your final rate, payment, and terms are based on approval. This is not a commitment to lend.

How buying this home works

  1. 1

    Get qualified

    We look at your ability to pay, not just a credit score. Self-employed and ITIN buyers welcome.

  2. 2

    Pick this home

    Once you're approved, tell us this is the one. We handle the purchase from the seller.

  3. 3

    Move in

    We resell the home to you at closing, so the title is in your name. Then make one fixed monthly payment, no bank required.

Location

Listing information

Listing courtesy of

Debbie French

Ebby Halliday Realtors

903-340-8590

MLS #
21216985

Listing information provided by North Texas Real Estate Information Systems (NTREIS) through IDX. Information is deemed reliable but not guaranteed and should be independently verified. Last updated Oct 9, 2026.

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Seller financing for this home is available to qualified buyers from HFP, powered by Doorly, only on this site. The seller and listing agent are not affiliated with HFP and cannot offer this program directly.

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