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Financing available

$315,000

103 E 15th Street, Bonham, TX 75418

4
beds: 2.5
baths: 1,858
sqft

Est. with seller financing: $2,428/mo

Single-family
Built in 2021
7,231 sq ft lot
$170/sqft
Fannin County

Interested in this home?

Seller financing is available to qualified buyers.

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About this home

LOOKING FOR SMALL TOWN CHARM WITH MODERN COMFORT? Don't miss this spacious, energy-efficient gem! Built in 2021 this home offers all the benefits of new construction. STEP inside the welcoming foyer and you will be greeted with beautiful engineered wood flooring and LED lighting throughout. The DOWNSTAIRS OPEN CONCEPT features a cozy living area with a stunning wood burning fireplace, dining area perfect for gatherings, a stylish kitchen complete with granite countertops, SS appliances and walk in pantry. A spacious separate laundry room and a convenient guest half bath. UPSTAIRS you will find ALL FOUR spacious bedrooms and a full hall bath with dual granite-top sinks and tiled bath. The primary suite features a tray ceiling with ceiling fan, large walk-in closet and private en suite master bath with dual granite-top vanities, a beautiful tiled walk-in shower and soaking tub. RELAX and enjoy outdoor living on the covered back porch overlooking the oversized backyard! The two-car garage offers a keypad entry for added convenience. ~ THIS IS A MUST SEE!! THINGS TO DO: **20 minute drive to Lake Bois D'Arc North ramp **30 minute drive to Downtown Denison's HISTORIC DISTRICT: Boutique shops, Bars, Coffee Shops, Steakhouse and Wineries **30 minute drive to Sherman with ALL THE SHOPS!! **40 minute drive to Eisenhower State Park for hiking along the shores of Lake Texoma! All information is deemed reliable but not guaranteed.

Facts & features

Interior

Features

Decorative Designer Lighting Fixtures
Granite Counters
High Speed Internet
Kitchen Island
Open Floorplan
Pantry
Walk In Closets

Heating & cooling

Heating: Central
Cooling: Central Air

Flooring

Carpet
Engineered Hardwood

Appliances

Dishwasher
Electric Range
Disposal
Gas Water Heater
Microwave
Refrigerator

Fireplace

Fireplaces: 1
Wood Burning

Laundry

Electric Dryer Hookup

Exterior & lot

Construction

Style: Craftsman, Detached
Stories: 2
Roof: Composition
Foundation: Slab
Materials: Board And Batten Siding, Fiber Cement, Stone Veneer

Parking

Garage spaces: 2
Concrete
Door Multi
Garage Faces Front
Garage
Garage Door Opener

Lot

Back Yard
Lawn

Community

Neighborhood

Subdivision: None

Schools

District: Bonham ISD
Elementary: Evans
Middle: Rather
High: Bonham

Financial & listing details

Listing

Price per sq ft: $170
County: Fannin
Financing: Financing available from HFP, powered by Doorly

Estimated payment with seller financing

Est. seller-financed payment

$2,428/mo

Down payment10% ($31,500)10%20%

Check Your Financing Options

Principal & interest: $2,281/mo
Property taxes: Not available
Homeowners insurance (est.): $147/mo

Loan amount: $283,500
Seller financing rate (est.): 9.00%
Term: 30-year fixed

Powered byDoorly

This estimate uses our seller financing program's rate. Taxes are from listing data (not available for this home) and insurance is estimated. Your actual payment may be higher. Estimate only. Your final rate, payment, and terms are based on approval. This is not a commitment to lend.

Location

Your next home may have more than one path to ownership.

Powered byDoorly

Finding the right home is half the equation. Financing that works for your situation is the other half. This home may be eligible for our seller financing, also called owner financing, an option for buyers a traditional mortgage hasn't worked for.

It may be worth a look if you:

Available to qualified buyers from HFP, powered by Doorly, only on this site. The seller and listing agent are not affiliated with HFP and cannot offer this program directly. All financing is subject to underwriting, eligibility, program guidelines, and approval.

Check Your Financing Options

How our financing program works

1
Get qualified
Answer a few quick questions and see the down payment you'd need. It takes about a minute and doesn't pull your credit.
2
Make it your home
Once you're approved, our lending partner buys the home from the seller at closing. The seller is paid in full and never carries a loan.
3
Own it
It resells the home to you at the same closing, with financing, so the title is in your name.

This is different from traditional seller financing, where the seller lends you the money. See the full requirements

Listing courtesy of Tammy Williamson, Keller Williams Prosper Celina · MLS #21141440 · 972-382-8882

Listing information provided by North Texas Real Estate Information Systems (NTREIS) through IDX. MLS status: Active (available for sale). Information is deemed reliable but not guaranteed and should be independently verified. NTREIS data is for viewing on this site only and may not be reproduced or redistributed. Last updated Oct 9, 2026.