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Financing available

$325,000

4574 N State Highway 121, Bonham, TX 75418

3
beds
2
baths
2,005
sqft

Est. with seller financing: $2,972/mo

  • Single-family
  • Built in 1971
  • 86,423 sq ft lot
  • $162/sqft
  • Fannin County

Interested in this home?

Seller financing is available to qualified buyers.

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About this home

August 2026 NEW TRANE HVAC with Warranty! Country Living at Its Finest! Located just minutes north of Bonham on Hwy 121, this property offers nearly 2 acres with plenty of opportunity to make it your own. With no restrictions and excellent highway frontage, the possibilities are endless for residential, agricultural, or commercial use. The home features approximately 2,005 sq ft with 3 bedrooms,2 bathrooms, and 2 living areas. The large den includes a wood-burning fireplace with blower fan for added warmth during the winter months. The home is ready for you to bring your ideas and add your personal touch. Outside, the property is fenced and cross-fenced for livestock and includes: Covered RV parking with upgraded electrical hookup, 2-car carport with attached storage area, Workshop with electricity and concrete flooring, Additional area that could be used for horse stalls, Loafing shed for livestock. Enjoy peaceful country living with room for animals, hobbies, RV set up, or future business opportunities along Hwy 121.

Facts & features

Interior

Features

  • Chandelier
  • Open Floorplan
  • Pantry
  • Paneling Wainscoting
  • Tile Counters
  • Cable Tv
  • Walk In Closets
  • Wired For Sound

Heating & cooling

  • Heating: Central, Electric, Fireplaces, Zoned
  • Cooling: Central Air, Ceiling Fans, Zoned

Flooring

  • Carpet
  • Ceramic Tile

Appliances

  • Dishwasher
  • Electric Range
  • Electric Water Heater
  • Disposal
  • Microwave
  • Trash Compactor

Fireplace

  • Fireplaces: 1
  • Blower Fan
  • Circulating
  • Den
  • Living Room
  • Masonry
  • Metal
  • Raised Hearth
  • Wood Burning

Laundry

  • Common Area
  • Washer Hookup
  • Electric Dryer Hookup
  • Laundry In Utility Room

Exterior & lot

Features

  • Rain Gutters
  • Rv Hookup
  • Storage

Construction

  • Style: Ranch, Detached, Farmhouse
  • Stories: 1
  • Roof: Metal
  • Foundation: Slab
  • Materials: Brick, Vinyl Siding

Parking

  • Additional Parking
  • Converted Garage
  • Covered
  • Carport
  • Detached Carport
  • Driveway
  • Gravel
  • Kitchen Level
  • Lighted
  • Oversized
  • Rv Carport
  • Storage
  • Boat
  • Rv Access Parking

Lot

  • Acreage
  • Back Yard
  • Interior Lot
  • Irregular Lot
  • Lawn
  • Level
  • Pasture

Community

Neighborhood

  • Subdivision: Mr Estates

Schools

  • District: Bonham ISD
  • Elementary: Inglish
  • Middle: Rather
  • High: Bonham

Financial & listing details

Listing

  • Price per sq ft: $162
  • County: Fannin
  • Financing: Financing available from HFP, powered by Doorly

Estimated payment with seller financing

Est. seller-financed payment

$2,972/mo

Principal & interest
$2,354/mo
Property taxes
$466/mo
Homeowners insurance (est.)
$152/mo
Loan amount
$292,500
Seller financing rate (est.)
9.00%
Term
30-year fixed
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This estimate uses our seller financing program's rate. Taxes are from listing data and insurance is estimated. Your actual payment may be higher. Estimate only. Your final rate, payment, and terms are based on approval. This is not a commitment to lend.

How buying this home works

  1. 1

    Get qualified

    We look at your ability to pay, not just a credit score. Self-employed and ITIN buyers welcome.

  2. 2

    Pick this home

    Once you're approved, tell us this is the one. We handle the purchase from the seller.

  3. 3

    Move in

    We resell the home to you at closing, so the title is in your name. Then make one fixed monthly payment, no bank required.

Location

Listing information

Listing courtesy of

Trisa Fischer

RE/MAX DFW Associates

972-312-9000

MLS #
21313853

Listing information provided by North Texas Real Estate Information Systems (NTREIS) through IDX. Information is deemed reliable but not guaranteed and should be independently verified. Last updated Oct 9, 2026.

Want to buy this home with seller financing?
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Seller financing for this home is available to qualified buyers from HFP, powered by Doorly, only on this site. The seller and listing agent are not affiliated with HFP and cannot offer this program directly.

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