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Financing available

$220,000

1100 N Church Street, Decatur, TX 76234

3
beds
1.5
baths
1,274
sqft

Est. with seller financing: $1,996/mo

  • Single-family
  • Built in 1960
  • 12,720 sq ft lot
  • $173/sqft
  • Wise County

Interested in this home?

Seller financing is available to qualified buyers.

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About this home

Nestled in the heart of a charming small-town setting, this 3-bedroom, 1.5-bath home offers character, space, and endless potential. Inside, you'll find classic wood paneling that adds warmth and vintage charm throughout the living areas. The converted garage provides a versatile bonus room that can serve as a fourth bedroom. Step outside to enjoy the oversized backyard, offering plenty of room for entertaining, gardening, pets, or future outdoor projects. Conveniently located in Decatur, you'll appreciate the peaceful small-town atmosphere while remaining close to local schools, shopping, dining, and major highways. Whether you're a first-time buyer, investor, or someone looking to add your personal touch, this property presents a wonderful opportunity to make it your own.

Facts & features

Interior

Features

  • Eat In Kitchen
  • High Speed Internet
  • Pantry
  • Paneling Wainscoting
  • Cable Tv

Heating & cooling

  • Cooling: Window Units

Appliances

  • Dishwasher
  • Electric Cooktop
  • Electric Oven
  • Gas Water Heater

Exterior & lot

Construction

  • Style: Detached
  • Stories: 1

Parking

  • Driveway
  • Gravel

Community

Neighborhood

  • Subdivision: Devereux

Schools

  • District: Decatur ISD
  • Elementary: Rann
  • Middle: Decatur
  • High: Decatur

Financial & listing details

Listing

  • Price per sq ft: $173
  • County: Wise
  • Financing: Financing available from HFP, powered by Doorly

Estimated payment with seller financing

Est. seller-financed payment

$1,996/mo

Principal & interest
$1,593/mo
Property taxes
$300/mo
Homeowners insurance (est.)
$103/mo
Loan amount
$198,000
Seller financing rate (est.)
9.00%
Term
30-year fixed
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This estimate uses our seller financing program's rate. Taxes are from listing data and insurance is estimated. Your actual payment may be higher. Estimate only. Your final rate, payment, and terms are based on approval. This is not a commitment to lend.

How buying this home works

  1. 1

    Get qualified

    We look at your ability to pay, not just a credit score. Self-employed and ITIN buyers welcome.

  2. 2

    Pick this home

    Once you're approved, tell us this is the one. We handle the purchase from the seller.

  3. 3

    Move in

    We resell the home to you at closing, so the title is in your name. Then make one fixed monthly payment, no bank required.

Location

Your next home may have more than one path to ownership.

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Finding the right home is half the equation. Financing that works for your situation is the other half. This home may be eligible for our seller financing, also called owner financing, an option for buyers a traditional mortgage hasn't worked for.

It may be worth a look if you:

Available to qualified buyers from HFP, powered by Doorly, only on this site. The seller and listing agent are not affiliated with HFP and cannot offer this program directly. All financing is subject to underwriting, eligibility, program guidelines, and approval.

Check Your Financing Options

How our financing program works

  1. 1

    Get qualified

    Answer a few quick questions and see the down payment you'd need. It takes about a minute and doesn't pull your credit.

  2. 2

    Make it your home

    Once you're approved, our lending partner buys the home from the seller at closing. The seller is paid in full and never carries a loan.

  3. 3

    Own it

    It resells the home to you at the same closing, with financing, so the title is in your name.

This is different from traditional seller financing, where the seller lends you the money. See the full requirements

Listing courtesy of Melody Abraham Torres, OC TX Realty, LLC · MLS #21327948 · 817-353-9135

Listing information provided by North Texas Real Estate Information Systems (NTREIS) through IDX. MLS status: Active (available for sale). Information is deemed reliable but not guaranteed and should be independently verified. NTREIS data is for viewing on this site only and may not be reproduced or redistributed. Last updated Oct 9, 2026.

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