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Financing available

$199,999

307 N Miller Street, Decatur, TX 76234

3
beds: 1
baths: 1,145
sqft

Est. with seller financing: $1,789/mo

Single-family
Built in 1940
8,276 sq ft lot
$175/sqft
Wise County

Interested in this home?

Seller financing is available to qualified buyers.

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About this home

Welcome to this charming home nestled in the heart of Decatur! Ideally located just minutes from Historic Downtown Decatur, this property offers the perfect blend of small-town charm and everyday convenience. Enjoy easy access to local shopping, restaurants, schools, parks, and major highways while living in an established neighborhood. Inside, you'll find a warm and inviting layout with abundant natural light and comfortable living spaces designed for everyday living. The spacious yard provides plenty of room for outdoor entertaining, gardening, pets, or future improvements. Whether you're a first-time homebuyer, looking to downsize, or searching for an investment opportunity, this property offers endless potential. Don't miss your chance to own a home in one of Decatur's most desirable locations—schedule your private showing today!

Facts & features

Interior

Heating & cooling

Heating: Central, Electric
Cooling: Central Air, Electric

Flooring

Vinyl

Appliances

Electric Range

Exterior & lot

Construction

Style: Traditional, Detached
Stories: 1
Roof: Composition
Foundation: Pillar Post Pier

Parking

Driveway

Community

Neighborhood

Subdivision: Original Decatur

Schools

District: Decatur ISD
Elementary: Carson
Middle: Decatur
High: Decatur

Financial & listing details

Listing

Price per sq ft: $175
County: Wise
Financing: Financing available from HFP, powered by Doorly

Estimated payment with seller financing

Est. seller-financed payment

$1,789/mo

Down payment10% ($20,000)10%20%

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Principal & interest: $1,448/mo
Property taxes: $248/mo
Homeowners insurance (est.): $93/mo

Loan amount: $179,999
Seller financing rate (est.): 9.00%
Term: 30-year fixed

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This estimate uses our seller financing program's rate. Taxes are from listing data and insurance is estimated. Your actual payment may be higher. Estimate only. Your final rate, payment, and terms are based on approval. This is not a commitment to lend.

How buying this home works

1
Get qualified
We look at your ability to pay, not just a credit score. Self-employed and ITIN buyers welcome.
2
Pick this home
Once you're approved, tell us this is the one. We handle the purchase from the seller.
3
Move in
We resell the home to you at closing, so the title is in your name. Then make one fixed monthly payment, no bank required.

Location

Want to buy this home with seller financing?
We can help.

Powered byDoorly

Seller financing for this home is available to qualified buyers from HFP, powered by Doorly, only on this site. The seller and listing agent are not affiliated with HFP and cannot offer this program directly.

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Listing courtesy of Dora Andrade, INC Realty, LLC · MLS #21303088 ·

Listing information provided by North Texas Real Estate Information Systems (NTREIS) through IDX. Information is deemed reliable but not guaranteed and should be independently verified. Last updated Oct 9, 2026.