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Financing available

$220,000

702 N Church Street, Decatur, TX 76234

2
beds: 1
baths: 908
sqft

Est. with seller financing: $1,902/mo

Single-family
Built in 1950
3,441 sq ft lot
$242/sqft
Wise County

Interested in this home?

Seller financing is available to qualified buyers.

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About this home

Charming, Fully Remodeled Home Just Steps from the Decatur Square! Welcome to this beautifully updated 2-bedroom, 1-bath home in the heart of Decatur — within walking distance to the historic Decatur Downtown Square. Enjoy the perfect blend of modern updates and timeless country charm in a location that truly can’t be beat. This home has been fully remodeled with thoughtful attention to detail, featuring fresh finishes, stylish fixtures, and a bright, open feel throughout. The kitchen shines with updated cabinetry, modern countertops, and contemporary touches while still maintaining that warm, inviting farmhouse character. The bathroom has been tastefully refreshed with clean lines and updated features. Natural light pours into every room, highlighting the cozy yet functional layout. Whether you’re enjoying a quiet evening at home or taking a short stroll to the Square for dining, shopping, and community events, this property offers small-town living at its finest. Perfect as a starter home, investment property, or downsizing opportunity — this move-in-ready gem combines location, charm, and modern comfort all in one.

Facts & features

Interior

Features

Eat In Kitchen
Granite Counters
High Speed Internet
Cable Tv

Heating & cooling

Heating: Central, Electric
Cooling: Central Air, Ceiling Fans, Electric

Flooring

Carpet
Wood

Appliances

Some Gas Appliances
Dishwasher
Disposal
Plumbed For Gas

Laundry

Common Area
Washer Hookup
Dryer Hookup
Electric Dryer Hookup
Laundry In Utility Room

Exterior & lot

Construction

Style: Detached
Stories: 1
Roof: Composition
Foundation: Pillar Post Pier

Parking

Concrete

Community

Neighborhood

Subdivision: old town

Schools

District: Decatur ISD
Elementary: Rann
Middle: Decatur
High: Decatur

Financial & listing details

Listing

Price per sq ft: $242
County: Wise
Financing: Financing available from HFP, powered by Doorly

Estimated payment with seller financing

Est. seller-financed payment

$1,902/mo

Down payment10% ($22,000)10%20%

See If You Qualify

Principal & interest: $1,593/mo
Property taxes: $206/mo
Homeowners insurance (est.): $103/mo

Loan amount: $198,000
Seller financing rate (est.): 9.00%
Term: 30-year fixed

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This estimate uses our seller financing program's rate. Taxes are from listing data and insurance is estimated. Your actual payment may be higher. Estimate only. Your final rate, payment, and terms are based on approval. This is not a commitment to lend.

How buying this home works

1
Get qualified
We look at your ability to pay, not just a credit score. Self-employed and ITIN buyers welcome.
2
Pick this home
Once you're approved, tell us this is the one. We handle the purchase from the seller.
3
Move in
We resell the home to you at closing, so the title is in your name. Then make one fixed monthly payment, no bank required.

Location

Your next home may have more than one path to ownership.

Powered byDoorly

Finding the right home is half the equation. Financing that works for your situation is the other half. This home may be eligible for our seller financing, also called owner financing, an option for buyers a traditional mortgage hasn't worked for.

It may be worth a look if you:

Available to qualified buyers from HFP, powered by Doorly, only on this site. The seller and listing agent are not affiliated with HFP and cannot offer this program directly. All financing is subject to underwriting, eligibility, program guidelines, and approval.

Check Your Financing Options

How our financing program works

1
Get qualified
Answer a few quick questions and see the down payment you'd need. It takes about a minute and doesn't pull your credit.
2
Make it your home
Once you're approved, our lending partner buys the home from the seller at closing. The seller is paid in full and never carries a loan.
3
Own it
It resells the home to you at the same closing, with financing, so the title is in your name.

This is different from traditional seller financing, where the seller lends you the money. See the full requirements

Listing courtesy of Cassie Messer, 221 Realty Advisors · MLS #21180006 · 817-962-8440

Listing information provided by North Texas Real Estate Information Systems (NTREIS) through IDX. MLS status: Active (available for sale). Information is deemed reliable but not guaranteed and should be independently verified. NTREIS data is for viewing on this site only and may not be reproduced or redistributed. Last updated Oct 9, 2026.