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Financing available

$665,000

229 Southside Drive, Gainesville, TX 76240

3
beds: 2.5
baths: 2,251
sqft

Est. with seller financing: $5,615/mo

Single-family
Built in 2006
35,606 sq ft lot
$295/sqft
$58/mo HOA
Cooke County

Interested in this home?

Seller financing is available to qualified buyers.

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About this home

This exceptional lakeview property offers the perfect blend of lifestyle & investment potential. Designed for comfortable full-time living or effortless second-home enjoyment, it delivers the peace, views, and outdoor access that make lake living so desirable. Beyond being a beautiful place to call home, the property has a proven track record as a high-performing short-term rental. Successfully operated as an Airbnb house for multiple years, it boasts an outstanding 4.95 star guest rating, demonstrating consistent demand, strong reviews, & reliable income history. Adding even more value, the property includes an additional barn that presents a unique opportunity for supplemental rental income-whether used for storage rentals, event space, or creative income-producing possibilities (subject to buyer use & local regulations). Whether you're looking for a serene lakeside residence, a turnkey short-term rental, or a hybrid lifestyle-investment property, this home checks every box with location, performance, & future income potential.

Facts & features

Interior

Features

Built In Features
Cathedral Ceilings
Decorative Designer Lighting Fixtures
Double Vanity
Granite Counters
High Speed Internet
Kitchen Island
Loft
Open Floorplan
Natural Woodwork
Walk In Closets
Wired For Sound

Heating & cooling

Heating: Central, Electric, Fireplaces, Propane
Cooling: Attic Fan, Ceiling Fans, Electric

Flooring

Ceramic Tile
Hardwood

Appliances

Double Oven
Dishwasher
Electric Oven
Gas Cooktop
Microwave
Refrigerator

Fireplace

Fireplaces: 2
Gas Starter
Living Room
Outside
Propane
Stone

Exterior & lot

Features

Covered Courtyard
Courtyard
Deck
Fire Pit
Gas Grill
Lighting
Outdoor Grill
Outdoor Kitchen
Outdoor Living Area
Rain Gutters

Construction

Style: Traditional, Detached
Stories: 2
Roof: Metal
Foundation: Pillar Post Pier
Materials: Cedar, Rock, Stone

Parking

Garage spaces: 2
Additional Parking
Door Single
Garage
Garage Door Opener
Inside Entrance
Oversized
Garage Faces Side
Storage
Boat
Rv Access Parking

Lot

Acreage
Landscaped
Rolling Slope
Many Trees
Sprinkler System
View: Water

Community

Neighborhood

Subdivision: Whispering Hills

HOA

WHPOA

Schools

District: Sivells Bend ISD
Elementary: Sivells Bend
Middle: Sivells Bend
High: Muenster

Financial & listing details

Listing

Price per sq ft: $295
County: Cooke
Financing: Financing available from HFP, powered by Doorly

Estimated payment with seller financing

Est. seller-financed payment

$5,615/mo

Down payment10% ($66,500)10%20%

Check Your Financing Options

Principal & interest: $4,816/mo
Property taxes: $431/mo
Homeowners insurance (est.): $310/mo
HOA dues: $58/mo

Loan amount: $598,500
Seller financing rate (est.): 9.00%
Term: 30-year fixed

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This estimate uses our seller financing program's rate. Taxes are from listing data and insurance is estimated. Your actual payment may be higher. Estimate only. Your final rate, payment, and terms are based on approval. This is not a commitment to lend.

Location

Love this home?Let's find a way to make it yours.

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A traditional mortgage isn't the only way to buy a home.

If you're self-employed, have a lower credit score, use an ITIN, or have been turned down for a mortgage, you may have another option.

Our financing program has different qualification guidelines for eligible buyers. Check your options before you rule out this home.

Available to qualified buyers from HFP, powered by Doorly, only on this site. The seller and listing agent are not affiliated with HFP and cannot offer this program directly. All financing is subject to underwriting, eligibility, program guidelines, and approval.

Check Your Financing Options

How our financing program works

1
Get qualified
Answer a few quick questions and see the down payment you'd need. It takes about a minute and doesn't pull your credit.
2
Make it your home
Once you're approved, our lending partner buys the home from the seller at closing. The seller is paid in full and never carries a loan.
3
Own it
It resells the home to you at the same closing, with financing, so the title is in your name.

This is different from traditional seller financing, where the seller lends you the money. See the full requirements

Listing courtesy of Rita Greer, RE/MAX First Realty · MLS #21190980 · (940) 665-0376

Listing information provided by North Texas Real Estate Information Systems (NTREIS) through IDX. MLS status: Active (available for sale). Information is deemed reliable but not guaranteed and should be independently verified. NTREIS data is for viewing on this site only and may not be reproduced or redistributed. Last updated Oct 9, 2026.