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Financing available

$330,000

3955 Oak Creek Circle, Denison, TX 75020

3
beds: 2.5
baths: 1,931
sqft

Est. with seller financing: $3,194/mo

Single-family
Built in 2022
5,053 sq ft lot
$171/sqft
$46/mo HOA
Grayson County

Interested in this home?

Seller financing is available to qualified buyers.

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About this home

MOVE IN READY and meticulously maintained 3 bed 2.5 bath home in The Reserve! Energy Efficient DR Horton home with quick and easy access to HWY 75! Up and coming area of Denison! Open floor plan with all bedrooms down and a spacious game room and half bath upstairs in this 1.5 story home! Fridge, washer and dryer included! Ask about our 1% preferred lender incentive! Home is also listed for lease.

Facts & features

Interior

Features

Eat In Kitchen
High Speed Internet
Open Floorplan
Cable Tv
Walk In Closets

Heating & cooling

Heating: Central, Natural Gas
Cooling: Central Air, Energy Star Qualified Equipment

Flooring

Carpet
Ceramic Tile
Laminate

Appliances

Some Gas Appliances
Dishwasher
Disposal
Gas Range
Microwave
Plumbed For Gas
Refrigerator

Laundry

In Kitchen

Exterior & lot

Construction

Style: Traditional, Detached
Roof: Composition
Foundation: Slab
Materials: Brick

Parking

Garage spaces: 2
Door Single
Driveway
Garage Faces Front

Lot

Interior Lot
Few Trees

Community

Neighborhood

Subdivision: The Reserve

HOA

CMA Management

Schools

District: Denison ISD
Elementary: Hyde Park
Middle: Henry Scott
High: Denison

Financial & listing details

Listing

Price per sq ft: $171
County: Grayson
Financing: Financing available from HFP, powered by Doorly

Estimated payment with seller financing

Est. seller-financed payment

$3,194/mo

Down payment10% ($33,000)10%20%

See If You Qualify

Principal & interest: $2,390/mo
Property taxes: $604/mo
Homeowners insurance (est.): $154/mo
HOA dues: $46/mo

Loan amount: $297,000
Seller financing rate (est.): 9.00%
Term: 30-year fixed

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This estimate uses our seller financing program's rate. Taxes are from listing data and insurance is estimated. Your actual payment may be higher. Estimate only. Your final rate, payment, and terms are based on approval. This is not a commitment to lend.

How buying this home works

1
Get qualified
We look at your ability to pay, not just a credit score. Self-employed and ITIN buyers welcome.
2
Pick this home
Once you're approved, tell us this is the one. We handle the purchase from the seller.
3
Move in
We resell the home to you at closing, so the title is in your name. Then make one fixed monthly payment, no bank required.

Location

Want to buy this home with seller financing?
We can help.

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Seller financing for this home is available to qualified buyers from HFP, powered by Doorly, only on this site. The seller and listing agent are not affiliated with HFP and cannot offer this program directly.

See If You Qualify

Listing courtesy of Ji Hwang, JS Realty · MLS #21259148 ·

Listing information provided by North Texas Real Estate Information Systems (NTREIS) through IDX. Information is deemed reliable but not guaranteed and should be independently verified. Last updated Oct 9, 2026.