$699,900
41 White Oak, Gainesville, TX 76240
- 3
- beds
- 1.5
- baths
- 1,732
- sqft
Est. with seller financing: $6,152/mo
- Single-family
- Built in 1987
- 19,950 sq ft lot
- $404/sqft
- $58/mo HOA
- Cooke County
Interested in this home?
Seller financing is available to qualified buyers.
About this home
Facts & features
Interior
Features
- Built In Features
- Chandelier
- Decorative Designer Lighting Fixtures
- Eat In Kitchen
- High Speed Internet
- Open Floorplan
- Pantry
- Cable Tv
- Vaulted Ceilings
- Natural Woodwork
- Walk In Closets
- Wired For Sound
Heating & cooling
- Heating: Central, Electric, Fireplaces
- Cooling: Central Air, Ceiling Fans, Electric
Flooring
- Carpet
- Tile
- Wood
Appliances
- Dishwasher
- Electric Cooktop
- Electric Range
- Electric Water Heater
- Disposal
- Wine Cooler
Fireplace
- Fireplaces: 1
- Decorative
- Family Room
- Masonry
- Raised Hearth
- Wood Burning
Laundry
- Washer Hookup
- Electric Dryer Hookup
- Laundry In Utility Room
Exterior & lot
Features
- Balcony
- Boat Slip
- Deck
- Dock
- Fire Pit
- Lighting
- Private Entrance
- Private Yard
- Rain Gutters
Construction
- Style: Traditional, Detached
- Stories: 2
- Roof: Metal, Shingle
- Foundation: Slab
- Materials: Aluminum Siding, Brick
Parking
- Additional Parking
- Concrete
- Direct Access
- Driveway
- Electric Gate
- Gated
- Lighted
- Parking Pad
- Private
- Boat
- Rv Access Parking
Lot
- Landscaped
- Many Trees
- Sloped
- Waterfront
- View: Water
Community
Neighborhood
- Subdivision: Whispering Hills
HOA
- Whispering Hill POA
Schools
- District: Sivells Bend ISD
- Elementary: Sivells Bend
- Middle: Sivellsven
- High: Muenster
Financial & listing details
Listing
- Price per sq ft: $404
- County: Cooke
- Financing: Financing available from HFP, powered by Doorly
Estimated payment with seller financing
- Principal & interest
- $5,068/mo
- Property taxes
- $699/mo
- Homeowners insurance (est.)
- $327/mo
- HOA dues
- $58/mo
- Loan amount
- $629,910
- Seller financing rate (est.)
- 9.00%
- Term
- 30-year fixed
This estimate uses our seller financing program's rate. Taxes are from listing data and insurance is estimated. Your actual payment may be higher. Estimate only. Your final rate, payment, and terms are based on approval. This is not a commitment to lend.
How buying this home works
- 1
Get qualified
We look at your ability to pay, not just a credit score. Self-employed and ITIN buyers welcome.
- 2
Pick this home
Once you're approved, tell us this is the one. We handle the purchase from the seller.
- 3
Move in
We resell the home to you at closing, so the title is in your name. Then make one fixed monthly payment, no bank required.
Location
Want to buy this home with seller financing?
We can help.
Powered byDoorlySeller financing for this home is available to qualified buyers from HFP, powered by Doorly, only on this site. The seller and listing agent are not affiliated with HFP and cannot offer this program directly.
Listing courtesy of Michael Hershenberg, Real Broker, LLC · MLS #21217238 ·
Listing information provided by North Texas Real Estate Information Systems (NTREIS) through IDX. Information is deemed reliable but not guaranteed and should be independently verified. Last updated Oct 9, 2026.
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