What counts as new construction?

Newly built, completed homes the listing agent marked on the MLS as new construction. Each one shows a New construction label. Homes still under construction aren't listed here.

Can I buy a new construction home with seller financing?

Yes. Once you qualify, you can use our seller financing program (also called owner financing) on the eligible homes listed here. Our lending partner buys the home at closing and resells it to you, so the title is in your name.

Where are homes builders list directly with you?

This page shows new construction homes listed on the MLS. Homes builders list directly with us are under Exclusive listings.

8 homes with financing available

New construction homes in Decatur, TX.Seller financing available.

Completed, move-in ready new homes in Decatur, listed on the MLS. Get qualified for our seller financing, also called owner financing, then choose your new build. No bank required.

Financing available

New

New construction

$320,000

$3,066/moest. with seller financing

3 bd · 2.5 ba · 1,710 sqft · Single-family

201 S Cates Street, Decatur, TX 76234

Explore your options to buy this home.

MLS # 21384323

Financing availableNew construction

$575,000

$5,510/moest. with seller financing

4 bd · 2.5 ba · 2,380 sqft · Single-family

685 County Road 4530, Decatur, TX 76234

Explore your options to buy this home.

MLS # 21372009

Financing availableNew construction

$319,990

$3,191/moest. with seller financing

4 bd · 2.5 ba · 2,079 sqft · Single-family

1255 HOLLYN Drive, Decatur, TX 76023

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MLS # 21331109

Financing availableNew construction

$323,765

$3,228/moest. with seller financing

4 bd · 2.5 ba · 2,038 sqft · Single-family

1236 HOLLYN Drive, Decatur, TX 76023

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MLS # 21331146

Financing availableNew construction

$327,990

$3,268/moest. with seller financing

4 bd · 3 ba · 2,044 sqft · Single-family

1248 HOLLYN Drive, Decatur, TX 76023

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MLS # 21331211

Financing availableNew construction

$199,999

$1,916/moest. with seller financing

3 bd · 1 ba · 1,145 sqft · Single-family

307 N Miller Street, Decatur, TX 76234

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MLS # 21303088

Financing availableNew construction

$549,000

$5,261/moest. with seller financing

4 bd · 2.5 ba · 2,280 sqft · Single-family

108 Emma Court, Decatur, TX 76234

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MLS # 21200707

Financing availableNew construction

$475,000

$4,553/moest. with seller financing

4 bd · 2.5 ba · 2,053 sqft · Single-family

117 Emma Court, Decatur, TX 76234

Explore your options to buy this home.

MLS # 21113297

Est. monthly payments are for our seller financing. They include principal & interest at 10% down, property taxes and HOA dues when listed, and estimated insurance. Estimate only. Your final rate, payment, and terms are based on approval. This is not a commitment to lend.

Information provided, in part, by North Texas Real Estate Information Systems, Inc. Listings marked with the NTREIS logo are provided courtesy of the IDX program and are listed by brokerages other than BK Real Estate. IDX information is deemed reliable but not guaranteed. Only listings with an MLS status of Active (available for sale) are shown. NTREIS data is for viewing on this site only and may not be reproduced or redistributed. Last updated: Oct 9, 2026.

New construction by city

New construction questions

What counts as new construction?: Newly built, completed homes the listing agent marked on the MLS as new construction. Each one shows a New construction label. Homes still under construction aren't listed here.
Can I buy a new construction home with seller financing?: Yes. Once you qualify, you can use our seller financing program (also called owner financing) on the eligible homes listed here. Our lending partner buys the home at closing and resells it to you, so the title is in your name.
Where are homes builders list directly with you?: This page shows new construction homes listed on the MLS. Homes builders list directly with us are under Exclusive listings.

See builder homes listed with us