Seller financed & owner financed homes in Gainesville, TX
No bank? No problem. Every Gainesville home below is available with seller financing, often called owner financing, from HFP. We consider credit scores as low as 560, and self-employed and ITIN buyers are welcome. Get qualified first, then choose your home.
Financing available$699,000
$5,690/moest. with seller financing
2 bd · 2 ba · 1,962 sqft · Single-family
8059 E US Highway 82, Gainesville, TX 76240
MLS # 21394219
Financing available$697,000
$6,395/moest. with seller financing
4 bd · 6 ba · 5,242 sqft · Single-family
308 Wheeler Creek Court, Gainesville, TX 76240
MLS # 21402320
Financing available$499,000
$3,847/moest. with seller financing
4 bd · 2.5 ba · 2,977 sqft · Single-family
1196 County Road 260, Gainesville, TX 76240
MLS # 21205493
Financing available$299,900
$3,028/moest. with seller financing
3 bd · 2 ba · 2,327 sqft · Single-family
111 Longhorn Drive, Gainesville, TX 76240
MLS # 21203936
Financing available$665,000
$5,615/moest. with seller financing
3 bd · 2.5 ba · 2,251 sqft · Single-family
229 Southside Drive, Gainesville, TX 76240
MLS # 21190980
Financing available$650,000
$5,446/moest. with seller financing
2 bd · 2 ba · 1,300 sqft · Single-family
78 Park Lane, Gainesville, TX 76240
MLS # 21202047
Financing available$338,000
$2,639/moest. with seller financing
3 bd · 2 ba · 1,807 sqft · Single-family
89 Park Lane, Gainesville, TX 76240
MLS # 21162406
Financing available$375,000
$3,209/moest. with seller financing
3 bd · 2 ba · 1,802 sqft · Single-family
764 County Road 147, Gainesville, TX 76240
MLS # 21102322
Financing available$298,500
$2,846/moest. with seller financing
4 bd · 2 ba · 2,258 sqft · Single-family
1903 N Weaver Street, Gainesville, TX 76240
MLS # 21363579
Financing available$287,500
$2,216/moest. with seller financing
3 bd · 2 ba · 1,664 sqft · Single-family
1520 Harris Street, Gainesville, TX 76240
MLS # 20975816
Financing availableNew construction$369,500
$3,464/moest. with seller financing
3 bd · 3 ba · 2,293 sqft · Single-family
1356 Orange Blossom Court, Gainesville, TX 76240
MLS # 21368434
Financing availableNew construction$359,000
$3,346/moest. with seller financing
3 bd · 3 ba · 2,301 sqft · Single-family
1355 Orange Blossom Court, Gainesville, TX 76240
MLS # 21368421Est. monthly payments are for our seller financing. They include principal & interest at 10% down, property taxes and HOA dues when listed, and estimated insurance. Estimate only. Your final rate, payment, and terms are based on approval. This is not a commitment to lend.
Information provided, in part, by North Texas Real Estate Information Systems, Inc. Listings marked with the NTREIS logo are provided courtesy of the IDX program and are listed by brokerages other than BK Real Estate. IDX information is deemed reliable but not guaranteed. Only listings with an MLS status of Active (available for sale) are shown. NTREIS data is for viewing on this site only and may not be reproduced or redistributed. Last updated: Oct 9, 2026.